Insurance Basics & Financial Advice

5 Minute |

Do you want to get insurance cover with considerable market returns? If yes, then you should give unit-linked insurance policy commonly known as ULIPs (Unit Linked Insurance Plans) a try. They are a type of goal-based solutions having the ability to provide both, protection along with investment. In this article, let’s discuss all about ULIPs (Unit Linked Insurance Plans).

7 Minute |

We explain what Unit Linked Insurance Plans (ULIPs) are, and how they benefit your financial outlook for the future.Your financial needs can change on a frequent basis.

7 Minute |

Taxes take a considerable portion of your earnings; a portion you would like to spend in a better way. One of the ways to save tax is investing in long-term investment options. The financial experts have always insisted on long-term investment. They help you generate a great corpus and act as the best tax saving investment option.

10 Minute |

Buying a health insurance plan is one of the most responsible things you could do in today’s stressful times. But it is a process fraught with some degree of risk, especially if you are not conversant with essential aspects such as –

6 Minute |

Retirement is an important milestone of our lives which needs to be planned carefully. A lot of things need to be considered such as your retirement age, your monthly savings, your investments, debts (if any) etc. It would also depend on the pension you would be getting after retirement, provident fund, and many more such factors.

5 Minute |

There is a lot of buzz around investing in Unit-Linked Investment Plans (ULIPs) nowadays. The buzz is attributed to the profits and advantages that ULIP policy provides. In simple terms, ULIPs can be defined as the combination of insurance and investment. Like all good things, ULIPs are also shrouded with myths,

8 Minute |

As a parent, your primary responsibility lies in ensuring that your child’s every need is adequately met. Your child has dreams of becoming a doctor, or a pilot, or even taking up music. The question is, do you have the financial wherewithal to support your child’s dreams?

4 Minute |

Retirement should be like taking a long vacation. It’s a phase when you can finally put your feet up and enjoy time with friends and family. You can plan long lunches, travel to see different parts of the world and pursue hobbies.

4 Minute |

Retirement should be like taking a long vacation. It’s a phase when you can finally put your feet up and enjoy time with friends and family. You can plan long lunches, travel to see different parts of the world and pursue hobbies.

5 Minute |

A tax saving investment is like a project. You need to keep a lot of things in mind. And amidst the rush of registering before 31st March, it seldom becomes possible to make the right decisions and assure satisfactory tax planning for salaried persons. However, with some precise knowledge, you can make the right decisions.

4 Minute |

Short-term investments play a great role in distributing your money or your savings in different places and still saving it. In other words, making short-term investments is beneficial. Warren Buffet, the investment expert said it once, to never keep all your eggs in one basket.

4 Minute |

Tax returns filing is that time of the year that makes you go through all your expenses you made this year and reflect on the same. Now, while filing a tax return for the first time, you can do it all by yourself just by gaining knowledge and gathering some information on the same, or by asking for professional help.

4 Minute |

Trying to show income below the exemption limits is not a new phenomenon in India. According to data released by Finance Minister Arun Jaitley in the 2017-18 budget, only 1.72 lakh Indians showed their income to be more than ₹50 lakhs, which didn’t match the consumption pattern in the country.

4 Minute |

Indians love travelling during holidays and the number of travellers has been rising in recent years. According to a report published by Google India, in partnership with Boston Consulting Group (BCG), by 2020, India’s domestic travel market is set to become a $48 billion industry.

4 Minute |

There are times when high living expenses and rising inflation make you rethink your expense budget. Try as you might, you cannot cut down on essential expenses, and there are investments and savings funds to create as well.

4 Minute |

Combining the elements of protection with savings, health insurance plans are a necessary investment in today’s world.

6 Minute |

Life insurance protects you and also helps you save tax. This article studies its tax saving implications.Before understanding how you can save tax on life insurance

6 Minute |

Are you worried that most of your savings will be ruined when it comes time to pay your income tax? Don’t worry. Under Section 80C of the Income Tax Act of 1961, certain deductions are provided to taxpayers to lower their taxes.

5 Minute |

The total income tax returns filed for 2017-2018 increased by 26%, with 99.49 new tax filers, says an article in The Economic Times. This substantial increase in taxpayers shows that people are becoming more responsible citizens of India.

5 Minute |

A lot of people have different opinions when it comes to home loan protection schemes. Some are of the opinion that home loan protection can be clubbed with existing term insurance. Some even state that schemes like these often harm the buyers more than they benefit.

5 Minute |

Taking a home loan is a long-term commitment. Home loans can extend up to 25 to 30 years or more. We all know life doesn’t come with any guarantee cards.

5 Minute |

India is proud to have 53 national highways, making it a great place to plan a road trip. In fact, given the country’s geographic diversity, a road trip in India can be electrifying. It’s even more exciting when travailing along with friends or family who share a passion for adventure!

5 Minute |

By the time we turn 40, many of our checkboxes may already be ticked. Many are married and have kids. Most have already chosen their career paths and are well-settled in a satisfying career.

5 Minute |

What is the right age to buy a Term Insurance Plan?The short answer: As soon as you start working. Term insurance plans protect your family members who depend on your monthly income, in your absence.

6 Minute |

Term insurance plan is a type of life cover which provides coverage for a definite period of time and if, unfortunately, the insured expires during this term, then his/her nominee is paid a death benefit.

5 Minute |

Have you ever tried to hold a fistful of sand tightly in your hand? Notice how it slips out no matter how firmly you hold your palm closed? It is an allegory for life itself .

5 Minute |

Taking life insurance plans for yourself and your family members has become vital in today’s times. Life has its uncertainties; – a phase of stability today might change into a period of instability tomorrow.