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A stressed and hectic day to day life has made us susceptible to a host of lifestyle diseases. Experts claim that one out of 4 Indians is likely to fall prey to non-communicable diseases before the age of 70. A traditional health plan might not be sufficient for such conditions, owing to the high cost of treatment and medication. Here is where a Critical Illness plan comes into the picture.
What is a Critical illness Insurance plan?
A critical illness plan offers cover for your medical treatment and other related expenses for 36 dreaded diseases. It is more comprehensive and better than a Health insurance plan. While a regular health insurance plan reimburses your hospital and medical expenses, the Critical Illness Insurance plan is a benefit plan. It pays you a fixed sum if you are diagnosed with any of the critical illnesses that are covered by the policy.
Can help you avail the best treatment there is.
Medical treatments are becoming more expensive by the day due to market inflation and the rising costs of medicines. Going to a specialist or an expert doctor is sure to burn a hole in your pocket. As a result, you might opt for a regular doctor or a substandard hospital which is bound to affect the quality of the medical treatment you are receiving. Your Health insurance plan does not cover the doctor's fee, transport and other associated costs. A Critical Illness plan offers you a lump sum in case you fall victim to a critical illness. The extensive cover, thus, means that you can approach the best of the doctors in specialty hospitals without having to worry about the cost of treatment.
Protects your family financially.
Helps you save on Taxes.
How do you select the best Critical Illness policy for you?
Buying a Critical illness plan has been made easy online. We give you three easy steps in which you can decide on the best plan for you-
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