प्रीमियम परतावा असलेले एक वैयक्तिक, नॉन-लिंक्ड, नॉन-पार्टिसिपेटिंग, जीवन विमा बचत उत्पादन
Secure your family’s future to ensure they lead a comfortable life without any financial hardship even when you are not around. Introducing SBI Life - Smart Swadhan Supreme, that provides life cover at affordable premiums and also returns Total Premium Paid at the end of policy term, upon survival.
एसबीआय लाईफ - स्मार्ट स्वधन सुप्रीम बद्दल जाणून घ्या
sbil-corp-uin: यूआयएन - १११एन१४०व्ही०२ | sbil-corp-product-code: 3D मधील सर्वोत्तम
On life's ever-evolving journey, give your family the confidence to move forward with the support of SBI Life - Smart Swadhan Supreme. This Individual, Non-Linked, Non-Participating, Life Insurance Savings product with Return of Premium is designed to support both your family's security and your personal aspirations.
Move through life confidently, knowing you are providing your loved ones with the security they deserve, now and for years to come. With total premium return at the end of the policy term, you can fulfil your own aspirations, whether it is a family holiday, retirement planning, or pursuits you have always envisioned. Your SBI Life - Smart Swadhan Supreme premiums provide coverage today and return to you at maturity, funding the moments that define your life.
Your family remains secure throughout the policy term while you build towards the life you envision. With SBI Life - Smart Swadhan Supreme, you are not choosing between coverage and your aspirations. You are embracing both, creating a foundation where your family's security and your personal goals align with ease.
Affordable Life Cover
100% Return of Premiums on Maturity
Flexible Premium Payment Options
Know Your Life Insurance Plan
Advantages
Plan Benefits
In the unfortunate event of death of the Life Assured during the policy term, Sum Assured on Death will be payable to the beneficiary in lumpsum.
Sum assured on death will be higher of:
a. Basic Sum Assured* or
b. 11 times of Annualised Premium^ or
c. 105% of the Total Premiums Paid# upto the date of death.
On survival of the Life Assured till the end of policy term, 100% of the Total Premiums Paid# during the policy tenure, shall be paid in lump sum.
*The basic sum assured is the absolute amount of benefit chosen by the policyholder at the inception of the policy.
^Where, Annualized premium shall be the premium amount payable in a year, excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums.
#Total Premiums Paid means total of all the premiums paid under the base product excluding any extra premium and taxes,if collected explicitly
Downloads
• Product Brochure/Prospectus
• Policy Document
• Customer Information Sheet (CIS)
• SBI Life - Accident Benefit Rider Brochure/Prospectus
• SBI Life - Accident Benefit Rider Policy Document
• SBI Life - Accident Benefit Rider - Customer Information Sheet (CIS)
Who Can Buy?
| Age* at Entry | Minimum: 18 years | Maximum: 60 years |
|---|---|---|
| Maximum Age* at Maturity | 75 years | |
| Basic Sum Assured (in multiples of ₹ 50,000) | Minimum: ₹ 25,00,000 | Maximum: No Limit, subject to Board Approved Underwriting policy. |
| Policy Term / Premium Payment Term | Premium Payment Options** | Policy Terms |
| LPPT-7 & 10 | 15 to 30 years | |
| LPPT-15 | 20 to 30 years | |
| RP | 10 to 30 years | |
| Premium Frequency | Yearly, Half-Yearly and Monthly | |
| Premium Frequency Loading | Half-Yearly: 51.00% of annual premium Monthly: 8.5% of annual premium | |
| Premium Frequency | Minimum | Maximum |
| Yearly ₹ 6,000 |
No limit; subject to Board approved underwriting policy. | |
| Half-yearly ₹ 3,060 |
||
| Monthly ₹ 510 |
||
| Rider | SBI Life - Accident Benefit Rider: (UIN: 111B041V01) Option A: Accidental Death Benefit (ADB) Option B: Accidental Partial Permanent Disability Benefit (APPD) | |
*Age mentioned in this document is age last birthday on the date of proposal
**LPPT: Limited Premium Payment Term ; RP: Regular Premium
“For more details on Riders, terms and conditions, exclusions, please read rider brochure”
आपले प्रीमियम मोजा
आपल्या जीवनातील प्रत्येक टप्पा आपली स्वतःची जबाबदारी घेऊन येतो. योग्य योजना आपल्यासोबत वाढते, आपले उद्दिष्टे आणि आपल्याला महत्व असलेल्या लोकांना समर्थन देते.
आपल्या वय, कव्हरेज, प्रीमियम पेमेंट कालावधी आणि पॉलिसी कालावधीच्या आधारावर, आपल्यासाठी योग्य प्रीमियम शोधा.
- ⓘ Please fill out your Name to proceed.
- ⓘ Enter a valid calendar date for Assured's DOB.
- ⓘ Please select a channel to proceed.
- ⓘ Please select Premium Paying Term as 7 or 10.
- ⓘ Sum Assured should be in multiples of 50,000.
वारंवार विचारले जाणारे प्रश्न
१८ ते ६५ वयोगटातील कोणीही एसबीआय लाईफ - स्मार्ट स्वाधीन सुप्रीम खरेदी करू शकतो. एसबीआय लाईफ - स्मार्ट स्वाधीन सुप्रीम हे नोकरीच्या जगात नवीन असलेल्यांपासून ते निवृत्तीचे नियोजन करणाऱ्यांपर्यंत, जीवनाच्या प्रत्येक टप्प्यासाठी आदर्श आहे. प्रीमियम रिटर्नची सुविधा तुमच्या आकांक्षांसाठी आर्थिक आधार देते, तर जीवन विमा तुमच्या प्रियजनांना सुरक्षित ठेवतो. अधिक सुरक्षित भविष्यासाठी नियोजन करणे सोपे आहे. लिंकवर क्लिक करा आणि एक सोपा फॉर्म भरून एसबीआय लाईफ - स्मार्ट स्वाधीन सुप्रीम ऑनलाइन खरेदी करा.
तुम्ही लिंकवर स्मार्ट स्वधान सुप्रीम ऑनलाइन खरेदी करू शकता. फक्त काही क्लिक्समध्ये तुमच्या आकांक्षा आणि तुमच्या कुटुंबाचे भविष्य दोन्ही सुरक्षित करा.
एसबीआय लाईफ - स्मार्ट स्वधान सुप्रीम योजनांसाठी भरलेले प्रीमियम आयकर कायदा, १९६१ च्या कलम ८०सी अंतर्गत प्रति वर्ष ₹१.५ लाख पर्यंतच्या कपातीसाठी पात्र आहेत. मुदतपूर्तीनंतर मिळणारी रक्कम आणि मृत्यू लाभ दोन्ही, आयकर कायदा, १९६१ च्या कलम १०(१०डी) अंतर्गत असलेल्या अटींच्या अधीन राहून करमुक्त आहेत.
एसबीआय लाईफ - स्मार्ट स्वाधीन सुप्रीममध्ये किमान २५ लाख रुपयांची विमा रक्कम मिळते आणि कमाल विमा रकमेवर कोणतीही उच्च मर्यादा नाही. पॉलिसीची मुदत पूर्ण झाल्यावर, विमाधारक जिवंत राहिल्यास विमा रकमेसह संपूर्ण प्रीमियम परत केला जातो. विमाधारकाच्या निधनाच्या बाबतीत, मृत्यू लाभ नॉमिनीला दिला जातो. हे संरक्षण तुमच्या कुटुंबाचे कल्याण सुरक्षित ठेवते आणि त्यांना जीवनातील स्थित्यंतरांमध्ये आधार देते.
For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on risk factors, terms and conditions of riders please read the rider brochure carefully before concluding a sale.
^^Tax Benefits:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. For further details click here.