Thoughtful Planning, Just a Click Away

Why Choose Online Plans?

Some decisions stay with you for life. Making them should be just as effortless. With our online life insurance plans, you can explore, choose, and manage your life insurance policy in one place, with clarity and control. Backed by a trusted life insurance company, these plans help you act with confidence at every step.

Security


Flexibility


Easy Application

Explore Our Online Plans

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SBI Life Logo
Smart Shield Plus
Your life evolves with time, and our assurance adapts to your growing needs. SBI Life – Smart Shield Plus is an Individual, Non-linked, Non-participating, Pure Risk product that moves with your aspirations and the promises you make to your loved ones. The plan’s flexible nature enables you to secure your long term financial future. Your life evolves with time, and our assurance adapts to your growing needs. SBI Life – Smart Shield Plus is an Individual, Non-linked, Non-participating, Pure Risk product that moves with your aspirations and the promises you make to your loved ones. The plan’s flexible nature enables you to secure your long term financial future.
Key Features
Annual Premium Range
Single Premium: ₹ 12,000 onwards Other than Single Premium: ₹ 2,500 onwards
Entry Age
18 Years for Other than Whole Life 45 Years for Whole Life
Key Benefits
Three thoughtfully designed plan options
Enhanced security through optional Accident Benefit Rider
Better Half Benefit to extend security to your spouse
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SBI Life Logo
Smart Shield Premier
Every promise you make to your loved ones begins with reliable assurance. SBI Life – Smart Shield Premier is an Individual, Non- linked, Non-participating, Life Insurance Pure Risk product designed to provide you and your loved ones a strong financial foundation. This plan offers high coverage and flexible premium payment options, enabling you to build a security net for your evolving life goals. Every promise you make to your loved ones begins with reliable assurance. SBI Life – Smart Shield Premier is an Individual, Non- linked, Non-participating, Life Insurance Pure Risk product designed to provide you and your loved ones a strong financial foundation. This plan offers high coverage and flexible premium payment options, enabling you to build a security net for your evolving life goals.
Key Features
Annual Premium Range
₹9,500 onwards
Entry Age
18 years
Key Benefits
Financial security for your family
Choice of two benefit options: i. Level Cover ii. Increasing Cover
Enhanced protection with optional rider (Accident Benefit Rider)
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SBI Life Logo
Smart Scholar Plus
A vision to shape your child’s future SBI Life - Smart Scholar Plus is an Individual, unit-linked, non-participating, life insurance savings product designed for parents who want to support their children at every stage of learning and growth. With market-linked investment choices across ten diverse funds, take charge of planning for your child’s future today. A vision to shape your child’s future SBI Life - Smart Scholar Plus is an Individual, unit-linked, non-participating, life insurance savings product designed for parents who want to support their children at every stage of learning and growth. With market-linked investment choices across ten diverse funds, take charge of planning for your child’s future today.
Key Features
Annual Premium Range:
₹50,000 onwards
Entry Age:
Child: 0 years Parent (Life Assured) : 18 years
Key Benefits
Create a dedicated corpus for your child through 10 market-linked fund options
Waiver of premiums, due if any with continued policy protection on insured event
Strengthen your long-term savings through loyalty additions allocated periodically
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SBI Life Logo
Retire Smart Plus
Retirement into a future of your choice SBI Life - Retire Smart Plus helps you build a strong retirement foundation through market linked opportunities. With flexible options and value-adding features, plan for retirement goals and shape a future filled with confidence ahead. Retirement into a future of your choice SBI Life - Retire Smart Plus helps you build a strong retirement foundation through market linked opportunities. With flexible options and value-adding features, plan for retirement goals and shape a future filled with confidence ahead.
Key Features
Annual Regular Premium Range
₹30,000 onwards
Entry Age
Minimum 20 years
Key Benefits
Retirement corpus creation through 7 market-linked fund options
Flexibility to adapt to your changing needs
Loyalty Additions and Terminal Addition to boost fund value
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SBI Life Logo
eWealth Plus
A smart blend of insurance and wealth creation. SBI Life - eWealth Plus provides twin benefits of life insurance coverage and wealth creation with market-linked growth in a transparent way. With an easy online application process, affordable premiums and no premium allocation charge, plan ahead for your loved ones with wealth that grows and lasts. A smart blend of insurance and wealth creation. SBI Life - eWealth Plus provides twin benefits of life insurance coverage and wealth creation with market-linked growth in a transparent way. With an easy online application process, affordable premiums and no premium allocation charge, plan ahead for your loved ones with wealth that grows and lasts.
Key Features
Annual Premium Range
₹36,000 onwards
Entry Age
5 years
Key Benefits
Easy online buying process
Choice of two investment strategies
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SBI Life Logo
Smart Platina Advantage
Guaranteed assurance for your goals SBI Life - Smart Platina Advantage brings stability and assurance through guaranteed maturity benefits. With dependable additions and life cover combined, this plan keeps you comfortable and confident for years to come. Plan ahead now. Guaranteed assurance for your goals SBI Life - Smart Platina Advantage brings stability and assurance through guaranteed maturity benefits. With dependable additions and life cover combined, this plan keeps you comfortable and confident for years to come. Plan ahead now.
Key Features
Annualized Premium Range#
50,000 onwards
Entry Age
30 days
Key Benefits
Guaranteed maturity benefit in a lump sum
Reliable guaranteed additions to build your corpus
Life cover along with assured returns and tax benefits*
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SBI Life Logo
Smart Elite Plus
Market-linked planning for lifelong confidence. SBI Life - Smart Elite Plus blends market-linked growth with nine diverse fund choices built for you and your loved ones along with protection from unforeseen circumstances. With added value from the sixth year onward, you can take charge of life today with confidence for the long-term. Market-linked planning for lifelong confidence. SBI Life - Smart Elite Plus blends market-linked growth with nine diverse fund choices built for you and your loved ones along with protection from unforeseen circumstances. With added value from the sixth year onward, you can take charge of life today with confidence for the long-term.
Key Features
Annual Premium Range
₹2,50,000 onwards
Entry Age
18 years
Key Benefits
Wide range of funds to suit your investment style
Choice of two protection options for added flexibility
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SBI Life Logo
Smart Platina Supreme
Consistent guaranteed income for lasting financial comfort. SBI Life - Smart Platina Supreme supports you in fulfilling your commitments to yourself and your loved ones through regular, guaranteed benefits. It builds financial discipline and helps your long-term goals take shape with clarity. Consistent guaranteed income for lasting financial comfort. SBI Life - Smart Platina Supreme supports you in fulfilling your commitments to yourself and your loved ones through regular, guaranteed benefits. It builds financial discipline and helps your long-term goals take shape with clarity.
Key Features
Annualised Premium Range
₹50,000 onwards
Entry Age
3 years
Key Benefits
Regular guaranteed income during the payout period
Flexibility to match your life goals
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SBI Life Logo
Smart Platina Plus
Designed to keep your income coming SBI Life - Smart Platina Plus provides you with a guaranteed income during your payout years while giving you freedom to shape the plan around your life goals. Take the next step and plan your income journey today. Designed to keep your income coming SBI Life - Smart Platina Plus provides you with a guaranteed income during your payout years while giving you freedom to shape the plan around your life goals. Take the next step and plan your income journey today.
Key Features
Annualised Premium Range
₹50,000 onwards
Entry Age
30 days
Key Benefits
Regular guaranteed income during the payout period
Flexibility to match different life stages
Enhanced Protection with an optional rider
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SBI Life Logo
Smart Annuity Plus
A life-long income you can reliably retire with. SBI Life - Smart Annuity Plus offers steady life-long income starting from age 30, helping you plan life for yourself and your family. With many annuity choices available, design an income stream that supports your goals and lifestyle. As your premium grows your benefit rises. This plan offers consistent payouts to support your journey ahead. A life-long income you can reliably retire with. SBI Life - Smart Annuity Plus offers steady life-long income starting from age 30, helping you plan life for yourself and your family. With many annuity choices available, design an income stream that supports your goals and lifestyle. As your premium grows your benefit rises. This plan offers consistent payouts to support your journey ahead.
Key Features
Minimum Annuity Payout
Monthly: ₹ 1,000 Quarterly: ₹ 3,000 Half-yearly: ₹ 6,000 Yearly: ₹ 12,000
Option to receive Immediate or Deferred Annuity.
Option to choose frequency of annuity payouts –
Monthly, Quarterly, Half-Yearly or Yearly
Key Benefits
Guaranteed lifetime regular income available from age 30
Freedom to choose from a wide range of annuity options
Higher annuity payouts for larger premiums
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SBI Life Logo
Smart Fortune Builder
Not just savings but savings that grow SBI Life - Smart Fortune Builder is not just an insurance coverage, but also an investment - designed for your family’s steady progress. With guaranteed additions based on policy term, longer the term, higher the guaranteed addition, which takes the next step toward long-term financial confidence. Not just savings but savings that grow SBI Life - Smart Fortune Builder is not just an insurance coverage, but also an investment - designed for your family’s steady progress. With guaranteed additions based on policy term, longer the term, higher the guaranteed addition, which takes the next step toward long-term financial confidence.
Key Features
Annual Premium Range
₹40,000 to ₹2,50,000
Entry Age
2 years
Key Benefits
Guaranteed additions for enhanced long-term value
Multiple investment options for greater growth potential
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SBI Life Logo
Smart Swadhan Supreme
From personal ambitions to promises to your loved ones, your care shows up in every decision you make. SBI Life – Smart Swadhan Supreme is an Individual, Non- linked, Non-participating, Life Insurance Savings Product with Return of Premium offering a thoughtful way to secure your family’s future. It combines meaningful life cover with affordability, enabling your loved ones to enjoy a comfortable life. From personal ambitions to promises to your loved ones, your care shows up in every decision you make. SBI Life – Smart Swadhan Supreme is an Individual, Non- linked, Non-participating, Life Insurance Savings Product with Return of Premium offering a thoughtful way to secure your family’s future. It combines meaningful life cover with affordability, enabling your loved ones to enjoy a comfortable life.
Key Features
Annual Premium Range
₹6,000 onwards
Entry Age
18 years
Key Benefits
Security offered at a affordable cost
Total refund of premiums upon survival at the end of the policy term
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SBI Life Logo
Saral Jeevan Bima
Your family’s confidence and sense of security come from knowing you have planned ahead. SBI Life – Saral Jeevan Bima is an Individual, Non-linked, Non-participating, Life Insurance Pure Risk Premium Product created to give your family that assurance. With standard terms, easy-to-understand features, and dependable coverage, it brings clarity through simplicity. Your family’s confidence and sense of security come from knowing you have planned ahead. SBI Life – Saral Jeevan Bima is an Individual, Non-linked, Non-participating, Life Insurance Pure Risk Premium Product created to give your family that assurance. With standard terms, easy-to-understand features, and dependable coverage, it brings clarity through simplicity.
Key Features
Annual Premium Range
₹1,415 to ₹1,01,025
Entry Age
18 years
Key Benefits
Simple and standard term plan
Multiple premium payment options to suit your comfort
Designed to provide meaningful financial security
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SBI Life Logo
Smart Bachat Plus
One thoughtful decision today gives your family reassurance tomorrow. SBI Life – Smart Bachat Plus is an Individual, Non-linked, Participating, Life Insurance, Savings product that enables you to focus on your goals, while ensuring financial security. With two benefit options, including in-built accidental coverage, this plan helps you save with purpose, backed by dependable cover. One thoughtful decision today gives your family reassurance tomorrow. SBI Life – Smart Bachat Plus is an Individual, Non-linked, Participating, Life Insurance, Savings product that enables you to focus on your goals, while ensuring financial security. With two benefit options, including in-built accidental coverage, this plan helps you save with purpose, backed by dependable cover.
Key Features
Annual Premium Range#
₹12,000 onwards
Entry Age
3 years
Key Benefits
Felxibility to choose from Regular or Limited Premium Payment Term for Financial ease
Choice of two benefit options: Life and Life Plus
In-built Accidental Death & Accidental Total Permanent Disability benefits (Life Plus option)