About Us

Ravi Krishnamurthy is the President- Operations & IT at SBI Life Insurance. He joined the company in 2004, where he was one of the founding member. In the process of setting up the company, he looked after functions like Underwriting, Claims, Risk management etc. and has governance experience across marketing, operations and technology.

With over 40 years of demonstrated work experience, he currently holds a strategic responsibility of overseeing critical functions related to technology and the entire range of end-to-end insurance services including legal functions.

Before joining SBI Life, Ravi has over a decade experience working with The State Bank of India & ICICI Bank, having a core expertise in corporate & retail banking. He was instrumental in setting up India’s first Cross Selling vertical for a Bank and led a BCG-assisted restructuring for ICICI Bank’s technology led operations.

At SBI Life, Ravi has led to success in various aspects of leadership, including the Prestigious Ramakrishna Bajaj National Quality Award & the “World Class” Title in Asia Pacific Quality Organisation (APQO)’s Global Performance Excellence Award (GPEA).

Holding a PDGBM in HRM from NMIMS, and certified by Institute of Bankers as well as Insurance, he is accredited by the Columbia University. He is a Fellow Member of the Institute of Directors and Member of the Director’s Club (Hunt Partners) and a regular speaker / writer on topics like Corporate Governance and Sustainability.

Ravi works towards promoting the importance of Inner Well-Being and is a volunteer with Isha Foundation. This apart, he regularly participates in marathons and yoga sessions to stay fit.

Mr. Abhijit Gulanikar serves as a President- Business Strategy at SBI Life Insurance. With an extensive work experience of over 25 years in the insurance space be it Life, General or Corporate Finance sector, currently, Abhijit has played a significant role in the progression of SBI Life.

His experience ranges across the life cycle of the insurance industry especially setting up finance & investment functions from the beginning to assisting the company to launch an IPO. This apart, he has led various other business functions at varied organisations particularly investments, finance, strategy, strategic tie-ups etc.

Abhijit holds a Bachelor’s degree in Commerce, and has completed his Postgraduate Diploma in Management from the Indian Institute of Management, Ahmedabad. He is also an Associate of the Institute of Chartered Accountants of India and Institute of Cost &Works Accountants of India.

Being an avid reader, Abhijit’s favorite genre is crime fiction and is a keen sportsman who enjoys playing golf and badminton.

Mr. M. Anand is the President (Zone I) at SBI Life Insurance. He joined the company in the year 2014 and since then has been playing an instrumental role in the growth story of the company. With over 33 years of rich experience in varied segments of Banking & Insurance, he continues to lead strategies that are closely aligned with company's business objectives. Currently, he is responsible in leading business & marketing strategies in key regions across the country.

Prior to this, he has worked with various others insurance companies like HDFC Life, TATA AIA Life in various capacities which involved heading business channels, managing businesses P&L at the national level.

Before moving to the insurance industry, he had a stint of fourteen years in the banking sector working with ANZ Grindlays Bank and Standard Chartered Bank. He has worked in diverse roles across branch banking, wealth management and customer value management.

He is a Science graduate from University of Kolkata and has specialized in Finance with a post graduate degree in Management from NMIMS, University of Mumbai.

Siva Rama Krishna is a graduate in science and a post graduate in arts from Osmanaia University and Fellow in Insurance Institute of India.

Siva Rama Krishna has overall 38 years of experience in Insurance Industry. Prior to joining SBI Life, he has worked with companies like LIC and Bajaj Allianz. He holds wide experience in Operations and various verticals of insurance business. He is passionate about his work and has established brand in assigned territories. During his journey working across 10+ Indian states, he has built strong teams and generated revenues through sustainable business.

Siva Rama Krishna is a firm believer of simple yet systematic work processes and has an edge of analytical thinking.

Durgadas is a Science Graduate with additional certification from the Indian Institute of Bankers and Indian Institute of Insurance. He also holds certification from Indian Institute of Corporate Affairs.

Durgadas has overall 31 years of experience in Banking & Insurance. He started his career with SBI as a Probationary Officer. After working with Bank in various fields like credit / foreign exchange / Information technology he joined SBI Life Insurance Co. Ltd in 2006. At SBI Life Insurance Co. Ltd he has handled various roles as Regional Head, Country Head (SBI Relationship) and Executive Vice President & Chief - Digital Initiatives and contributed immensely to the organisation.

Durgadas is passionate about and continues to keenly follows the Indian start-up culture and growth story. He also enjoys reading book, listening to music and travelling to unexplored locations.

Sangramjit Sarangi is the President & Chief Financial Officer of SBI Life Insurance Co. Ltd. He holds a bachelor’s degree in law from Utkal University. He is a qualified chartered accountant registered with the Institute of Chartered Accountants of India. He has been associated with SBI Life since December 30, 2009. He has more than 18 years of experience in handling multiple functions in the field of Life Insurance and Mutual Fund industry.

Mr Sarangi has worked with ICICI Prudential Life Insurance Company as Vice President – Treasury, Investment Operations & Finance.

Currently, he is responsible for finance & taxation, compliance & secretarial functions at SBI Life

Mr. Subhendu Kumar Bal is the Chief Actuary and Chief Risk Officer at SBI Life Insurance, joined the company in 2008. With an extensive work experience of more than 30 years, he has worked in relevant fields in the life insurance space.

Subhendu possesses expertise across actuarial & non-actuarial functions of life insurance business. He is proficient in regulating future possible events, financial modelling etc. and meticulously analyzes risk in different areas of insurance.

Prior to joining SBI Life, he has worked with more than a couple of private insurance companies. He started his career with Life Insurance Corporation of India and then moved to the private life insurance sector.

He is a Fellow member of Institute of Actuaries of India (FIAI), Fellow Member of Institute of Actuaries of UK (FIA) and a post graduate in Statistics from Calcutta University. He is the Immediate Past President and Council Member of Institute of Actuaries of India.

He has served as the President, Honorary Secretary and Chairpersons of Advisory group of Examination and HR, Admin & Finance of Institute of Actuaries of India. He was an examiner for the actuarial papers of Institute of Actuaries of India for several years.

Subhendu was the Visiting Faculty of a Management Institute, teaching courses on Life & Health, Group and Risk Insurance Management.

Being awarded as the “Best Actuary – Life Insurance” at the ‘3rd Insurance Alertss Conclave and Excellence Awards -2019’ and ‘“CRO of the Year” by UBS Forums- 2022, Subhendu has also participated in several international seminars and discussions on topics related to actuaries and life insurance.

In his leisure time, he likes watching sports. An avid reader who ensures to keep himself updated on global news.

Mr. Prithesh Chaubey serves as the Appointed Actuary at SBI Life Insurance since 2020 and responsible for all actuarial activities within the Company. He carries with him an extensive experience of over 29 years in managing several aspects of insurance business including Actuarial, Risk Management, Product Development, Finance, Investment, Reinsurance, and Group business. Being in the actuarial profession, he has hands on experience in managing risk & uncertainty related to business.

Prior to joining SBI Life, Prithesh was the Chief & Appointed Actuary at TATA AIA Life Insurance and Reliance Nippon Life Insurance.

Prithesh is as a Fellow Member of the Institute of Actuaries of India as well as a Fellow member of Institute and Faculty of Actuaries, UK and holds a graduate degree in Mathematics, Statistics, and Economics from Lucknow University. He has been closely associated with the Institute of Actuaries of India and is currently, the Chairperson of Advisory Group on Life Insurance of the Institute.

Prithesh is a poetry lover who rejoices in penning down poems in Hindi and keeps himself immersed in literary work. He is a sports enthusiast specially cricket and an intrepid explorer.

Ravi Krishnamurthy is the President- Operations & IT at SBI Life Insurance. He joined the company in 2004, where he was one of the founding member. In the process of setting up the company, he looked after functions like Underwriting, Claims, Risk management etc. and has governance experience across marketing, operations and technology.

With over 40 years of demonstrated work experience, he currently holds a strategic responsibility of overseeing critical functions related to technology and the entire range of end-to-end insurance services including legal functions.

Before joining SBI Life, Ravi has over a decade experience working with The State Bank of India & ICICI Bank, having a core expertise in corporate & retail banking. He was instrumental in setting up India’s first Cross Selling vertical for a Bank and led a BCG-assisted restructuring for ICICI Bank’s technology led operations.

At SBI Life, Ravi has led to success in various aspects of leadership, including the Prestigious Ramakrishna Bajaj National Quality Award & the “World Class” Title in Asia Pacific Quality Organisation (APQO)’s Global Performance Excellence Award (GPEA).

Holding a PDGBM in HRM from NMIMS, and certified by Institute of Bankers as well as Insurance, he is accredited by the Columbia University. He is a Fellow Member of the Institute of Directors and Member of the Director’s Club (Hunt Partners) and a regular speaker / writer on topics like Corporate Governance and Sustainability.

Ravi works towards promoting the importance of Inner Well-Being and is a volunteer with Isha Foundation. This apart, he regularly participates in marathons and yoga sessions to stay fit.

Mr. Abhijit Gulanikar serves as a President- Business Strategy at SBI Life Insurance. With an extensive work experience of over 25 years in the insurance space be it Life, General or Corporate Finance sector, currently, Abhijit has played a significant role in the progression of SBI Life.

His experience ranges across the life cycle of the insurance industry especially setting up finance & investment functions from the beginning to assisting the company to launch an IPO. This apart, he has led various other business functions at varied organisations particularly investments, finance, strategy, strategic tie-ups etc.

Abhijit holds a Bachelor’s degree in Commerce, and has completed his Postgraduate Diploma in Management from the Indian Institute of Management, Ahmedabad. He is also an Associate of the Institute of Chartered Accountants of India and Institute of Cost &Works Accountants of India.

Being an avid reader, Abhijit’s favorite genre is crime fiction and is a keen sportsman who enjoys playing golf and badminton.

Mr. M. Anand is the President (Zone I) at SBI Life Insurance. He joined the company in the year 2014 and since then has been playing an instrumental role in the growth story of the company. With over 33 years of rich experience in varied segments of Banking & Insurance, he continues to lead strategies that are closely aligned with company's business objectives. Currently, he is responsible in leading business & marketing strategies in key regions across the country.

Prior to this, he has worked with various others insurance companies like HDFC Life, TATA AIA Life in various capacities which involved heading business channels, managing businesses P&L at the national level.

Before moving to the insurance industry, he had a stint of fourteen years in the banking sector working with ANZ Grindlays Bank and Standard Chartered Bank. He has worked in diverse roles across branch banking, wealth management and customer value management.

He is a Science graduate from University of Kolkata and has specialized in Finance with a post graduate degree in Management from NMIMS, University of Mumbai.

Siva Rama Krishna is a graduate in science and a post graduate in arts from Osmanaia University and Fellow in Insurance Institute of India.

Siva Rama Krishna has overall 38 years of experience in Insurance Industry. Prior to joining SBI Life, he has worked with companies like LIC and Bajaj Allianz. He holds wide experience in Operations and various verticals of insurance business. He is passionate about his work and has established brand in assigned territories. During his journey working across 10+ Indian states, he has built strong teams and generated revenues through sustainable business.

Siva Rama Krishna is a firm believer of simple yet systematic work processes and has an edge of analytical thinking.

Durgadas is a Science Graduate with additional certification from the Indian Institute of Bankers and Indian Institute of Insurance. He also holds certification from Indian Institute of Corporate Affairs.

Durgadas has overall 31 years of experience in Banking & Insurance. He started his career with SBI as a Probationary Officer. After working with Bank in various fields like credit / foreign exchange / Information technology he joined SBI Life Insurance Co. Ltd in 2006. At SBI Life Insurance Co. Ltd he has handled various roles as Regional Head, Country Head (SBI Relationship) and Executive Vice President & Chief - Digital Initiatives and contributed immensely to the organisation.

Durgadas is passionate about and continues to keenly follows the Indian start-up culture and growth story. He also enjoys reading book, listening to music and travelling to unexplored locations.

Sangramjit Sarangi is the President & Chief Financial Officer of SBI Life Insurance Co. Ltd. He holds a bachelor’s degree in law from Utkal University. He is a qualified chartered accountant registered with the Institute of Chartered Accountants of India. He has been associated with SBI Life since December 30, 2009. He has more than 18 years of experience in handling multiple functions in the field of Life Insurance and Mutual Fund industry.

Mr Sarangi has worked with ICICI Prudential Life Insurance Company as Vice President – Treasury, Investment Operations & Finance.

Currently, he is responsible for finance & taxation, compliance & secretarial functions at SBI Life

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Mr. Subhendu Kumar Bal is the Chief Actuary and Chief Risk Officer at SBI Life Insurance, joined the company in 2008. With an extensive work experience of more than 30 years, he has worked in relevant fields in the life insurance space.

Subhendu possesses expertise across actuarial & non-actuarial functions of life insurance business. He is proficient in regulating future possible events, financial modelling etc. and meticulously analyzes risk in different areas of insurance.

Prior to joining SBI Life, he has worked with more than a couple of private insurance companies. He started his career with Life Insurance Corporation of India and then moved to the private life insurance sector.

He is a Fellow member of Institute of Actuaries of India (FIAI), Fellow Member of Institute of Actuaries of UK (FIA) and a post graduate in Statistics from Calcutta University. He is the Immediate Past President and Council Member of Institute of Actuaries of India.

He has served as the President, Honorary Secretary and Chairpersons of Advisory group of Examination and HR, Admin & Finance of Institute of Actuaries of India. He was an examiner for the actuarial papers of Institute of Actuaries of India for several years.

Subhendu was the Visiting Faculty of a Management Institute, teaching courses on Life & Health, Group and Risk Insurance Management.

Being awarded as the “Best Actuary – Life Insurance” at the ‘3rd Insurance Alertss Conclave and Excellence Awards -2019’ and ‘“CRO of the Year” by UBS Forums- 2022, Subhendu has also participated in several international seminars and discussions on topics related to actuaries and life insurance.

In his leisure time, he likes watching sports. An avid reader who ensures to keep himself updated on global news.

Mr. Prithesh Chaubey serves as the Appointed Actuary at SBI Life Insurance since 2020 and responsible for all actuarial activities within the Company. He carries with him an extensive experience of over 29 years in managing several aspects of insurance business including Actuarial, Risk Management, Product Development, Finance, Investment, Reinsurance, and Group business. Being in the actuarial profession, he has hands on experience in managing risk & uncertainty related to business.

Prior to joining SBI Life, Prithesh was the Chief & Appointed Actuary at TATA AIA Life Insurance and Reliance Nippon Life Insurance.

Prithesh is as a Fellow Member of the Institute of Actuaries of India as well as a Fellow member of Institute and Faculty of Actuaries, UK and holds a graduate degree in Mathematics, Statistics, and Economics from Lucknow University. He has been closely associated with the Institute of Actuaries of India and is currently, the Chairperson of Advisory Group on Life Insurance of the Institute.

Prithesh is a poetry lover who rejoices in penning down poems in Hindi and keeps himself immersed in literary work. He is a sports enthusiast specially cricket and an intrepid explorer.

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