Life insurance for singles

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Take Your First Step Towards Building The Life You Always Dreamed Of

Life is full of hopes and possibilities when you’re young, single and have just got a taste of financial independence. Life is suddenly looking good and exciting, right? We know, Life Insurance might be the last thing on your mind right now. But if you truly wish to achieve your life’s financial goals without any financial stress, now is the right time to invest in life insurance plans. By investing in life insurance when you are young, you not only have a protection plan for your dependents at a reasonable premium amount , you can also start building a prosperous long term future as your savings also benefit from the power of compounding.

Looking For Insurance Plans to Kick Start Your Financial Planning?

Here's some food for thought

Start Early For Significant Savings

When you are young and do not have the responsibility of taking care of a family, buying life insurance plan is likely to seem unimportant. But buying life insurance when you are young has many advantages. When you are young and healthy you will enjoy the benefit of life insurance with reasonable premium amount. By starting early, you end up making substantial savings on premium over long term.

Get Automatic Discipline In Savings

When you commit to an insurance savings plan, you also commit to a disciplined saving habit. A disciplined saving habit will help you in the long term in meeting multiple financial goals, over different stages of life.

Use Age To Your Advantage In Wealth Creation

Life insurance plans can help you meet multiple financial goals and provide financial protection through life cover at the same time. Based on your risk appetite, you should opt for an investment option offered in life insurance plans that suit your specific investment needs.

Enjoy Tax benefits

You can enjoy tax benefits as per prevailing norms under the Income Tax Act, 1961

Secure Your Parents' Future

Your parents and dependents will be taken care of if something were to happen to you. Your life cover can enable your parents will deal with any debt you may have, such as Student Loan, Vehicle Loan or Home Loan in the event of an untimely passing.

Your Key Financial Goals

Security for parents/dependents

Buying A House

Marriage-related expenses

Paying off Your Debts

SBI Life - Insurance Plans For Your Needs

SBI Life- eShield Next

UIN: 111N132V01

Level Cover with Future Proofing Benefit Option
Better Half Benefit Option
Life Cover Upto 100 Years

SBI Life - Saral Jeevan Bima

UIN: 111N128V01

Security for your family with a standard term plan at an affordable cost
Convenience of premium payment options
Tax Benefit*

SBI Life - Saral Retirement Saver

UIN: 111N088V03

Build a retirement corpus through guaranteed simple reversionary bonuses
Start saving for future income as early as from 18 years of age
Protect your loved ones with an option of additional life cover through rider

SBI Life - New Smart Samriddhi

UIN: 111N129V03

Life Cover throughout the policy term
Simple and Swift processing
Guaranteed additions

SBI Life - Smart Platina Assure

UIN: 111N126V05

Assurance of Guaranteed Maturity Benefit in lumpsum
Reliability of Guaranteed Additions to boost corpus
Life Cover along with assured return and tax benefit

SBI Life - Smart Platina Plus

UIN: 111N133V03

Enjoy regular Guaranteed income during payout period
Flexibility to suit your life goals
Financial protection along with tax benefits*

SBI Life – Smart Lifetime Saver

UIN: 111N136V01

Life Insurance Cover till the Age of 100 years
Annual Survival- Income for Lifetime
Enhanced Protection with two optional riders

SBI Life - Smart Elite

UIN: 111L072V04

Market Linked Returns through 8 varied funds as per risk appetite
No Premium Allocation Charge from 6th policy year to enhance fund value
Life cover along with in-built Accident benefit

SBI Life - Smart Shield

UIN: 111N067V07

Choice of Two plan options
Two rider options

SBI Life - Smart Power Insurance

UIN: 111L090V02

Two plan options
Two Fund Options to choose from

SBI Life - Smart Money Back Gold

UIN: 111N096V03

Three money back plan options
Total survival benefits of 110% of sum assured

SBI Life - Smart Wealth Builder

UIN: 111L095V03

Market linked returns through 11 varied fund options as per risk appetite
Total Guaranteed Additions of upto 125% of Annual Premium based on the policy term
Life cover and tax benefits*

SBI Life - Shubh Nivesh

UIN: 111N055V04

Option of whole life insurance
Option to receive regular flow of income

SBI Life - Smart InsureWealth Plus

UIN: 111L125V02

Systematic Investment Insurance Plan with market linked returns and life cover
Regular monthly payout to meet expenses through systematic monthly withdrawal
Return of Mortality charges (ROMC) on maturity of inforce policy

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

Dear Customer, SBI Life Insurance always keeps you informed about latest products and services which are beneficial to you. However, we have come across instances with misleading websites with similar domain names and URLs as SBI Life thereby misleading our valuable customers. We have also come across some instances where there were some unsolicited calls made in the name of SBI LIFE INSURANCE CO LTD and misleading e-mails have been sent by some vested interests in the name of SBI Life Insurance Company Ltd using misleading domains. SBI Life Insurance Co Ltd disowns all these fake, fraudulent and misleading calls and e-mails. We understand the importance of keeping your personal information secure and confidential. Please note that these phishing (fake) e-mails and vishing (fake) calls are threat to your financial security. (Phishing is a fraudulent attempt, usually made through email, phone calls, SMS etc seeking your personal and confidential information) Please follow these simple steps to ensure that your personal information is secure and confidential.
Dos
•	Check website authenticity: Our Official Corporate website is www.sbilife.co.in and our official web domains are sbilife.co.in, sbi-life.com, sbilife.com, onlinesbilife.com, ebandhan.net. Any other website with domain name other than those mentioned above is not an authentic web entity of SBI Life Insurance
•	Check e-mail authenticity: Reply to an e-mail, only if it is received from the domains - sbilife.co.in or sbi-life.com. Please do not respond to e-mails received from any other email IDs and domain names, as the same may be fraudulent/phishing (fake) e-mails
•	Check call authenticity: Any call that solicits to get your personal financial information like your policy no., bank account details, your password, etc is not from SBI Life Insurance
•	Make online transactions only on secured websites with 'https' and has a padlock symbol rather than 'http' in the address bar
Don'ts
•	Do not share your confidential information like password, customer-id, date of birth, credit card number, etc on e-mail or on a phone call, even if it is from a trusted source like your insurer, IRDAI, Income Tax Department, Bank, Credit Card Company, etc
•	Do not handover your credit card or disclose your CVV or PIN number to anyone
In case you find any website with other domain names, get any suspicious call / SMS / e-mail, please report back immediately to us on info@sbilife.co.in or call at 1800 267 9090.

SBI Life Insurance is an ISO 22301 certified Insurance Company for its Business Continuity Management System (BCMS). Our BCMS addresses the safety of our employees and enables the company to restore critical business operations to the minimum agreed level in the event of any contingency. Our BCMS aims:

•	To prepare people to manage potential emergencies
•	To restore critical business operations to the minimum agreed level within the recovery point objective (RPO), recovery time objective (RTO) and minimum business continuity objective (MBCO)
BCM comprises of three primary elements:

•	Disaster Prevention: Implementation of mitigation measures to increase organizational resilience by reducing the probability and impact of disasters
•	Emergency Response: Planning and preparing to manage the disaster
•	Resumption and recovery: Planning and preparing for post disaster activities
SBI Life shall endeavor to continually improve the suitability, adequacy and effectiveness of the BCMS.