Retirement Policy & Pension Plans | Retirement Planning In India - SBI Life

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Plan Type

Entry Age

Kind of Investor

Policy Term

Premium Payment Frequencies


Flexibity ULIPS

Other Options


SBI Life – Retire Smart


Enjoy an assured maturity benefit that secures your investment from market volatility, with SBI Life – Retire Smart. Secure your future by creating a retirement corpus with systematic investments during your earning years.

Key Features

Annual Premium Range#

24,000 onwards

Entry Age

30 years

Key Benefits

    • Safeguarding against market volatility through the 'Advantage Plan'
    • Minimum assured maturity amount
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart|
  • Security|
  • Insurance|
  • Pension

SBI Life – Annuity Plus


With SBI Life– Annuity Plus, you receive a comprehensive range of annuity options on just a single premium payment. Thus, you are assured of regular annuity/pension for the rest of your life.

Key Benfits

    • Regular income through annuity
    • Option to include a family member
  • Retirement Plans|
  • SBI Life –Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS

SBI Life - Saral Retirement Saver


Save enough to secure the golden years of your life. Make sure your future is as comfortable as your present with the SBI Life - Saral Retirement Saver. Through regular bonuses, you can now meet your post-retirement financial needs conveniently.

Key Features

Annual Premium Range#

7,500 onwards

Entry Age

18 years

Key Benfits

    • Build retirement corpus
    • Regular simple reversionary bonuses
  • Traditional|
  • Retirement Plans|
  • SBI Life - Saral Retirement Saver|
  • retirement corpus|
  • pension plans

SBI Life – Saral Pension


With SBI Life - Saral Pension, you have two annuity options to select from and by making one time payment, avail guaranteed regular pension/annuity for rest of the your life.

Key Benfits

    • Regular Income for Lifetime with Return of Purchase Price.
    • Option to surrender on being diagnosed with specified CI.
  • Traditional|
  • Retirement Plans|
  • SBI Life – Saral Pension|
  • retirement corpus|
  • pension plans

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.