Retirement Plans & Pension Plans & Policy in India 2022 | SBI Life
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SBI Life – Retire Smart Plus

111L135V01

Ensure that the financial stability you enjoy today to explore various aspects of life continues even after you retire with SBI Life- Retire Smart Plus. It enables you to build the corpus you need to live comfortably in the second innings of your life.

Key Features


Annual Premium Range##

30,000 onwards

Entry Age

20 years

Key Benefits

    • Retirement corpus creation through market linked returns with choice of 07 varied fund options
    • Flexibility to cater to your changing needs.
    • Loyalty Additions and Terminal Addition to boost fund value.
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart Plus|
  • Security|
  • Insurance|
  • Pension

SBI Life – Retire Smart

111L094V02

Make your retirement, a 'no compromise' phase of your life. Plan smart and early to make it financially liberating, while you sit back and enjoy. With SBI Life - Retire Smart, build a guaranteed corpus by safeguarding against market volatility.

Key Features


Annual Premium Range#

24,000 onwards

Entry Age

30 years

Key Benefits

    • Safeguarding against market volatility through the 'Advantage Plan'
    • Minimum assured maturity amount
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart|
  • Security|
  • Insurance|
  • Pension

SBI Life - Saral Retirement Saver

111N088V03

Save enough to secure the golden years of your life. Make sure your future is as comfortable as your present with the SBI Life - Saral Retirement Saver. Through regular bonuses, you can now meet your post-retirement financial needs conveniently.

Key Features


Annual Premium Range#

7,500 onwards

Entry Age

18 years

Key Benfits

    • Build retirement corpus
    • Regular simple reversionary bonuses
  • Traditional|
  • Retirement Plans|
  • SBI Life - Saral Retirement Saver|
  • retirement corpus|
  • pension plans

SBI Life – Saral Pension

111N130V02

With SBI Life - Saral Pension, you have two annuity options to select from and by making one time payment, avail guaranteed regular pension/annuity for rest of the your life.

Key Benfits

    • Regular Income for Lifetime with Return of Purchase Price.
    • Option to surrender on being diagnosed with specified CI.
  • Traditional|
  • Retirement Plans|
  • SBI Life – Saral Pension|
  • retirement corpus|
  • pension plans

SBI Life - Smart Annuity Plus

111N134V02

Achieve a stress-free retirement with the regular guaranteed income provided by SBI Life- Smart Annuity Plus. This is an annuity plan that offers both immediate and deferred annuity options as well as joint life options that financially secures your loved ones while ensuring you a relaxed retired life.

Key Benefits

    • Freedom to choose from wide range of Annuity Options
    • Benefit of higher annuity payouts for large premium
  • Retirement Plans|
  • SBI Life - Smart Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS|
  • Deferred Annuity

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.