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Our individual claim settlement ratio is 95.03%**

SBI Life – eShield Next

111N132V01

With SBI Life- eShield Next, give a boost to your financial immunity. It is a new age protection plan which has been thoughtfully crafted for you to meet not only your present requirements but also take care of your changing responsibilities as the life goes along

Key Features


Annual Premium Range#

3,600 onwards

Entry Age

18 years

Key Benefits

    • Three Plan Option and two rider option
    • Better Half Benefit Option & Death Benefit Payment Mode
  • Traditional plan|
  • Protection Plans|
  • Term plan|
  • SBI Life – eShield Next|
  • Online Plan

SBI Life – Retire Smart

111L094V03

Make your retirement, a 'no compromise' phase of your life. Plan smart and early to make it financially liberating, while you sit back and enjoy. With SBI Life - Retire Smart, build a guaranteed corpus by safeguarding against market volatility.

Key Features


Annual Premium Range#

24,000 onwards

Entry Age

30 years

Key Benefits

    • Safeguarding against market volatility through the 'Advantage Plan'
    • Minimum assured maturity amount
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart|
  • Security|
  • Insurance|
  • Pension

SBI Life - eWealth Insurance

111L100V03

You can now enjoy the benefits of ULIPs with a simplified, 3-step online buying process. SBI Life - eWealth Insurance, helps you grow your wealth. Avail twin benefits of market linked returns on your invested money and the security of life cover.

Key Features


Annual Premium Range#

Rs.24,000 onwards

Entry Age

5 years

Key Benefits

    • Easy online buying process
    • Two plan options
  • ULIP Plan|
  • SBI Life - eWealth Unit-linked insurance plan|
  • Online|
  • Protection|
  • Automatic Asset Allocation

SBI Life – Smart Scholar

111L073V04

Give your child the independence to choose their dreams with SBI Life - Smart Scholar that fulfills your child’s dreams proactively by creating a corpus for a secured financial future through market linked returns, against all odds.

Key Features


Annual Premium Range#

24,000 onwards

Entry Age

Child : 0 years
Proposer: 18 years

Key Benefits

    • Create corpus for your child with market-linked investment through 9 fund options
    • Dual benefit of lumpsum payout & premium waiver^ for policy continuance on insured event#
    • Boost your funds through loyalty additions*
  • Child Insurance Plans|
  • ULIP|
  • SBI Life –Smart Scholar|
  • Protection|
  • Security

SBI Life – Smart Champ Insurance

111N098V03

With growing age, your child dreams of the career they want to pursue and look up-to you as a guardian to fulfill those ambitions. Make every dream of your child come true with SBI Life – Smart Champ Insurance which provides benefits for their future educational needs as soon as they turn 18 years of age.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

Child : 0 years
Proposer: 21 years

Key Benefits

    • Guaranteed Smart Benefits# to ensure your child's higher educational needs are met
    • Triple protection of your child by way of lumpsum payout*, premium waiver and Smart Benefits#
    • Convenience to pay one-time or limited premium
  • Child Insurance Plans|
  • Traditional|
  • SBI Life – Smart Champ Insurance|
  • Protection|
  • Security

SBI Life - Smart Platina Plus

111N133V03

It's the little things in life that makes every moment more joyful. Have the assurance of that extra happiness and extra achievement with SBI Life - Smart Platina Plus which provides a regular guaranteed long term income so that you can go ahead and live a little more.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

30 days

Key Benefits

    • Enjoy regular Guaranteed income during payout period
    • Flexibility to suit your life goals
  • Savings Plan|
  • Guaranteed Returns|
  • Long Term

SBI Life – Retire Smart Plus

111L135V01

Ensure that the financial stability you enjoy today to explore various aspects of life continues even after you retire with SBI Life- Retire Smart Plus. It enables you to build the corpus you need to live comfortably in the second innings of your life.

Key Features


Annual Premium Range##

30,000 onwards

Entry Age

20 years

Key Benefits

    • Retirement corpus creation through market linked returns with choice of 07 varied fund options
    • Flexibility to cater to your changing needs.
    • Loyalty Additions and Terminal Addition to boost fund value.
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart Plus|
  • Security|
  • Insurance|
  • Pension

SBI Life - Smart Platina Assure

111N126V05

SBI Life - Smart Platina Assure, an individual, non-linked, non-participating life endowment assurance savings product which assures guaranteed returns with an advantage of paying premiums for a limited term.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

30 days

Key Benefits

    • Premium payment for 7 or 10 years
    • Choice of monthly or yearly payments
  • Life Insurance|
  • Savings Plan|
  • Guaranteed Additions|
  • Monthly Mode|
  • SBI Life - Smart Platina Assure

SBI Life - Smart Annuity Plus

111N134V06

Achieve a stress-free retirement with the regular guaranteed income provided by SBI Life- Smart Annuity Plus. This is an annuity plan that offers both immediate and deferred annuity options as well as joint life options that financially secures your loved ones while ensuring you a relaxed retired life.

Key Benefits

    • Freedom to choose from wide range of Annuity Options
    • Benefit of higher annuity payouts for large premium
  • Retirement Plans|
  • SBI Life - Smart Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS|
  • Deferred Annuity

SBI Life – Smart Swadhan Supreme

111N140V01

Secure your family’s future to ensure they lead a comfortable life without any financial hardship even when you are not around. Introducing SBI Life - Smart Swadhan Supreme, that provides life cover at affordable premiums and also returns total premium paid at the end of policy term, upon survival.

Key Features


Annual Premium Range#

5,750 onwards

Entry Age

18 Years

Key Benefits

    • Protection at reasonable cost
    • Refund of premiums
  • SBI Life - Smart Swadhan Supreme|
  • Protection|
  • Security|
  • Return of Premium

SBI Life – Saral Swadhan Supreme

111N139V01

Embark on a journey of financial security and your family's protection with SBI Life - Saral Swadhan Supreme and get return of total premium paid at the end of policy term, upon survival, that will not only safeguard your loved ones, but also creates a financial safety net that circles back to you. With SBI Life – Saral Swadhan Supreme, now you can navigate the dual paths of simplicity with an ease of issuance, crafting a shielded future that aligns seamlessly with your priorities.

Key Features


Annual Premium Range#

7,750 onwards

Entry Age

18 Years

Key Benefits

    • Protection at reasonable cost
    • Refund of premiums
  • SBI Life - Saral Swadhan Supreme|
  • Protection|
  • Security|
  • Return of Premium

SBI Life – Smart Wealth Builder

111L095V03

It’s time to start investing today in Unit linked insurance plan to reap the benefits tomorrow. With SBI Life – Smart Wealth Builder, avail the benefit of enhanced investment opportunity by investing in one or many investment funds.

Key Features


Annual Premium Range#

30,000 to 2,50,000

Entry Age

2 Years

Key Benefits

    • Guaranteed additions#
    • Enhanced investment options
  • Unit Linked Plan|
  • SBI Life – Smart Wealth Builder|
  • Guaranteed Additions#|
  • Life Insurance|
  • Multiple Funds

SBI Life - Smart InsureWealth Plus

111L125V02

SBI Life - Smart InsureWealth Plus plan gives you life insurance coverage along with disciplined savings, and wealth creation with the flexibility of Systematic Monthly Withdrawal. Choose between 3 investment strategies and 9 diverse funds under the Smart Choice Strategy.

Key Features


Monthly Premium Range#

4,000 onwards

Entry Age

0 years

Key Benefits

    • Easy Monthly Insurance
    • Choice of 3 investment strategies
  • ULIP Plan|
  • Life Insurance Coverage|
  • Monthly mode|
  • Return of Mortality Charges|
  • Multiple Investment Strategies|
  • SBI Life - Smart InsureWealth Plus

SBI Life – Sampoorn Cancer Suraksha

111N109V03

Avail the comprehensive benefits of SBI Life - Sampoorn Cancer Suraksha and prepare yourself financially to defeat Cancer. Buy online & get 5% discount on premium.

Key Features


Annual Premium Range#

Rs.600 onwards

Entry Age

6 years

Key Benefits

    • Easy Payout on diagnosis
    • Option to avail Monthly Income Benefit
  • Health Insurance|
  • Cancer Insurance Policy|
  • SBI Life - Sampoorn Cancer Suraksha

SBI Life - Saral Jeevan Bima

111N128V02

Now get Protection and security for your family with a standard term plan at an affordable cost. With SBI Life - Saral Jeevan Bima a pure term plan ensure that your family is financially protected in case of any unforeseen circumstances.

Key Features


Annual Premium Range#

Rs 1,415 to Rs 1,01,025

Entry Age

18 years

Key Benefits

    • Standard Term plan – with Simple terms & conditions
    • Multiple premium payment options
  • Protection Plans|
  • Non - Linked|
  • Saral Jeevan Bima|
  • Individual

SBI Life – New Smart Samriddhi

111N129V03

SBI Life – New Smart Samriddhi provides life cover to your family in case of an unfortunate event and also rewards your saving habit with assured additions.

Key Features


Annual Premium Range#

12,000 to 75,000

Entry Age

30 Days

Key Benefits

    • Guaranteed additions^
    • Limited premium payment periods
    • No Medical Examination
  • Non Participating Savings Plan|
  • SBI Life - New Smart Samriddhi|
  • Protection|
  • Security|
  • Guaranteed Additions|
  • Limited Premium

SBI Life – Smart Elite

111L072V04

Exclusively crafted for HNIs (High Net-worth Individuals), SBI Life – Smart Elite provides life cover and allows you to maximize your savings through market-linked returns and features that empower you with greater control in managing your investment portfolio.

Key Features


Annual Premium Range#

2,50,000 onwards

Entry Age

18 Years

Key Benefits

    • Wide range of funds
    • 2 plan options to choose from
  • Individual plan|
  • ULIP|
  • SBI Life - Smart Elite|
  • HNI|
  • Protection|
  • Life Cover

SBI Life – Smart Lifetime Saver

111N136V01

As you progress in life, your dreams and responsibilities grow with you. So ensure that you always remain financially ready for what lies in store ahead, with SBI Life- Smart Lifetime Saver – a plan that offers you guaranteed returns and protection, for a lifetime.

Key Features


Annual Premium Range#

Rs 30000 onwards

Entry Age

30 days (0 Years)

Key Benefits

    • Life insurance cover till the age of 100 years
    • Annual Survival Income* for lifetime
    • Enhanced protection through two riders
  • Saving Plans|
  • SBI Life - Smart Lifetime Saver|
  • Security|
  • Insurance|
  • Guaranteed returns

SBI Life - Saral Retirement Saver

111N088V03

Save enough to secure the golden years of your life. Make sure your future is as comfortable as your present with the SBI Life - Saral Retirement Saver. Through regular bonuses, you can now meet your post-retirement financial needs conveniently.

Key Features


Annual Premium Range#

7,500 onwards

Entry Age

30 years

Key Benfits

    • Build retirement corpus
    • Regular simple reversionary bonuses
  • Traditional|
  • Retirement Plans|
  • SBI Life - Saral Retirement Saver|
  • retirement corpus|
  • pension plans

**Calculated for the financial year 2018-19


For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.