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Our individual claim settlement ratio is 95.03%**

SBI Life – eShield Next

111N132V02

With SBI Life- eShield Next, give a boost to your financial immunity. It is a new age protection plan which has been thoughtfully crafted for you to meet not only your present requirements but also take care of your changing responsibilities as the life goes along

Key Features


Annual Premium Range#

3,600 onwards

Entry Age

18 years

Key Benefits

    • Three Plan Options
    • Enhanced protection with optional rider (Accident Benefit Rider)
    • Better Half Benefit Option & Death Benefit Payment Mode
  • Traditional plan|
  • Protection Plans|
  • Term plan|
  • SBI Life – eShield Next|
  • Online Plan

SBI Life - Smart Scholar Plus

111L144V01

Give your child the independence to choose their dreams with SBI Life - Smart Scholar Plus that fulfills your child’s dreams proactively by creating a corpus for a secured financial future through market linked returns, against all odds.

Key Features


Annual Premium Range#

50,000 onwards

Entry Age

Child : 0 years
Proposer: 18 years

Key Benefits

    • Create corpus for your child with market-linked investment through 10 fund options
    • Dual benefit of lumpsum payout & premium waiver^ for policy continuance on insured event#
    • Boost your funds through loyalty additions*
  • Child Insurance Plans|
  • ULIP|
  • SBI Life - Smart Scholar Plus|
  • Protection|
  • Security

SBI Life – Retire Smart Plus

111L135V02

Ensure that the financial stability you enjoy today to explore various aspects of life continues even after you retire with SBI Life- Retire Smart Plus. It enables you to build the corpus you need to live comfortably in the second innings of your life.

Key Features


Annual Premium Range##

30,000 onwards

Entry Age

20 years

Key Benefits

    • Retirement corpus creation through market linked returns with choice of 07 varied fund options
    • Flexibility to cater to your changing needs.
    • Loyalty Additions and Terminal Addition to boost fund value.
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart Plus|
  • Security|
  • Insurance|
  • Pension

SBI Life - eWealth Plus

111L147V01

You can now enjoy the benefits of ULIPs with a simplified, 3-step online buying process. SBI Life -  eWealth Plus, helps you grow your wealth. Avail twin benefits of market linked returns on your invested money and the security of life cover.

Key Features


Annual Premium Range#

Rs.36,000 onwards

Entry Age

5 years

Key Benefits

    • Easy online buying process
    • Two investment strategy
  • ULIP Plan|
  • SBI Life – eWealth Plus Unit-Linked insurance plan|
  • Online|
  • Protection|
  • Automatic Asset Allocation

SBI Life – Smart Elite Plus

111L146V01

SBI Life – Smart Elite Plus provides life cover and allows you to maximize your savings through market-linked returns and features that empower you with greater control in managing your investment portfolio.

Key Features


Annual Premium Range#

2,50,000 onwards

Entry Age

18 Years

Key Benefits

    • Wide range of funds
    • 2 plan options to choose from
  • Individual plan|
  • ULIP|
  • SBI Life - Smart Elite Plus|
  • Protection|
  • Life Cover

SBI Life - Smart Platina Supreme

111N171V01

Choose SBI Life - Smart Platina Supreme to protect your future financially with regular guaranteed benefits. Feel the confidence in every step, as you fulfil your promises to your loved ones and make your own aspirations a reality.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

3 Years

Key Benefits

    • Enjoy regular Guaranteed income during payout period
    • Flexibility to suit your life goals
  • Savings Plan|
  • Guaranteed Returns|
  • Long Term

SBI Life - Smart Platina Plus

111N133V04

It's the little things in life that makes every moment more joyful. Have the assurance of that extra happiness and extra achievement with SBI Life - Smart Platina Plus which provides a regular guaranteed long term income so that you can go ahead and live a little more.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

30 days

Key Benefits

    • Enjoy regular Guaranteed income during payout period
    • Flexibility to suit your life goals
  • Savings Plan|
  • Guaranteed Returns|
  • Long Term

SBI Life - Smart Platina Assure

111N126V06

SBI Life - Smart Platina Assure, An Individual, Non-linked, Non-participating, Life Insurance savings product which assures guaranteed returns with an advantage of paying premiums for a limited term.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

30 days

Key Benefits

    • Premium payment for 7 or 10 years
    • Choice of monthly or yearly payments
  • Life Insurance|
  • Savings Plan|
  • Guaranteed Additions|
  • Monthly Mode|
  • SBI Life - Smart Platina Assure

SBI Life - Smart Annuity Plus

111N134V09

Achieve a stress-free retirement with the regular guaranteed income provided by SBI Life- Smart Annuity Plus. This is an annuity plan that offers both immediate and deferred annuity options as well as joint life options that financially secures your loved ones while ensuring you a relaxed retired life.

Key Benefits

    • Guaranteed Lifelong Regular Income
    • Flexibility to choose from five Annuity Options based on your needs
    • Incentive for High Purchase Price
  • Retirement Plans|
  • SBI Life - Smart Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS|
  • Deferred Annuity

SBI Life - Smart Fortune Builder

111L142V01

It’s time to start capitalizing today to reap the benefits tomorrow. With SBI Life – Smart Fortune Builder, avail the benefit of life coverage and enhanced wealth creation opportunity through market-linked returns. Also, get guaranteed additions* based on the policy term.

Key Features


Annual Premium Range#

40,000 to 2,50,000

Entry Age

2 Years

Key Benefits

    • Guaranteed additions*
    • Enhanced investment options
  • Unit Linked Plan|
  • SBI Life – Smart Fortune Builder|
  • Guaranteed Additions*|
  • Life Insurance|
  • Multiple Funds

SBI Life – Smart Swadhan Supreme

111N140V02

Secure your family’s future to ensure they lead a comfortable life without any financial hardship even when you are not around. Introducing SBI Life - Smart Swadhan Supreme, that provides life cover at affordable premiums and also returns total premium paid at the end of policy term, upon survival.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

18 Years

Key Benefits

    • Protection at reasonable cost
    • Refund of premiums
  • SBI Life - Smart Swadhan Supreme|
  • Protection|
  • Security|
  • Return of Premium

SBI Life - Saral Jeevan Bima

111N128V02

Now get Protection and security for your family with a standard term plan at an affordable cost. With SBI Life - Saral Jeevan Bima a pure term plan ensure that your family is financially protected in case of any unforeseen circumstances.

Key Features


Annual Premium Range#

Rs 1,415 to Rs 1,01,025

Entry Age

18 years

Key Benefits

    • Standard Term plan – with Simple terms & conditions
    • Multiple premium payment options
  • Protection Plans|
  • Non - Linked|
  • Saral Jeevan Bima|
  • Individual

SBI Life – Smart Bachat Plus

111N170V01

SBI Life – Smart Bachat Plus is an Individual, Non-Linked, Participating, Life Insurance, Savings Product. You can choose one of the two benefit options available under the product i.e. Life or Life Plus with in-built Accidental Death & Accidental Total Permanent Disability (AD&ATPD) benefit.

Key Features


Annual Premium Range#

5,100 onwards

Entry Age

3 years

Key Benefits

    • Limited premium payment term
    • Two plan options
  • Traditional Plan|
  • Endowment Plan|
  • SBI Life – Smart Bachat Plus|
  • Limited Premium / Regular Premium Payment Term|
  • Participating Plan|
  • Savings Plan

**Calculated for the financial year 2018-19


For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.