Savings Plan | Best Savings Insurance Policy in India 2022 - SBI Life
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SBI Life - Smart Platina Plus

111N133V01

It's the little things in life that makes every moment more joyful. Have the assurance of that extra happiness and extra achievement with SBI Life - Smart Platina Plus which provides a regular guaranteed long term income so that you can go ahead and live a little more.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

30 days

Key Benefits

    • Enjoy regular Guaranteed income during payout period
    • Flexibility to suit your life goals
  • Savings Plan|
  • Guaranteed Returns|
  • Long Term

SBI Life - Smart Platina Assure

111N126V04

SBI Life - Smart Platina Assure, an individual, non-linked, non-participating life endowment assurance savings product which assures guaranteed returns with an advantage of paying premiums for a limited term.

Key Features


Annualized Premium Range#

50,000 onwards

Entry Age

3 years

Key Benefits

    • Premium payment for 6 or 7 years
    • Choice of monthly or yearly payments
  • Life Insurance|
  • Savings Plan|
  • Guaranteed Additions|
  • Monthly Mode|
  • SBI Life - Smart Platina Assure

SBI Life – New Smart Samriddhi

111N129V02

SBI Life – New Smart Samriddhi provides life cover to your family in case of an unfortunate event and also rewards your saving habit with assured additions.

Key Features


Annual Premium Range#

12,000 to 75,000

Entry Age

3 Years

Key Benefits

    • Guaranteed additions^
    • Limited premium payment periods
    • No Medical Examination
  • Non Participating Savings Plan|
  • SBI Life - New Smart Samriddhi|
  • Protection|
  • Security|
  • Guaranteed Additions|
  • Limited Premium

SBI Life- Smart Future Choices

111N127V01

Now avail insurance coverage and kick-start your wealth creation journey through systematic savings. SBI Life – Smart Future Choices, a with-profit endowment assurance plan, provides insurance cover, savings and income under a single plan.

Key Features


Annual Premium Range#

1,00,000 onwards

Entry Age

18 years

Key Benefits

    • 2 benefit options
    • Avail Cash Bonus or defer them
  • Savings Plan|
  • High Net Worth Individulas|
  • Flexible|
  • SBI Life -Smart Future Choices|
  • Protection Plan|
  • Cash Bonus|
  • Survival Benefits

SBI Life – Shubh Nivesh

111N055V04

Now avail insurance coverage and make an auspicious start with regular income. SBI Life – Shubh Nivesh, a with-profit endowment assurance plan, provides insurance cover, savings and income under a single plan.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

18 years

Key Benefits

    • Option of whole life insurance
    • Option to receive regular flow of income
  • Savings Plan|
  • SBI Life – Shubh Nivesh|
  • Endowment Plan|
  • Whole Life Insurance

SBI Life – Smart Bachat

111N108V03

Safeguard your family's future and meet your investment needs wisely with SBI Life – Smart Bachat.

Key Features


Annual Premium Range#

5,100 onwards

Entry Age

6 years

Key Benefits

    • Limited premium payment term
    • Two plan options
  • Traditional Plan|
  • Endowment Plan|
  • SBI Life – Smart Bachat|
  • Limited Premium Payment Term|
  • Participating Plan|
  • Savings Plan

SBI Life – Smart Humsafar

111N103V03

Achieve every dream with SBI Life - Smart Humsafar, a unique life insurance with saving plan. Avail of the twin benefits of savings and insurance cover under a single policy for both you and your spouse.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

18 years

Key Benefits

    • Life insurance cover for spouses
    • Premium waiver benefit
  • SBI Life – Smart Humsafar|
  • An Individual|
  • Non-linked|
  • Participating Life Insurance Savings Product

SBI Life – Smart Swadhan Plus

111N104V02

Now get protection at a nominal cost, with the added benefit of getting your premiums back. With SBI Life – Smart Swadhan Plus, get guaranteed return of premiums and assurance of protecting your family in case of in-force policies.

Key Features


Annual Premium Range#

2,300 onwards

Entry Age

18 Years

Key Benefits

    • Protection at reasonable cost
    • Refund of premiums
  • SBI Life - Smart Swadhan Plus|
  • Protection|
  • Security|
  • Return of Premium

SBI Life – Saral Swadhan+

111N092V03

Now get a fixed life cover throughout the policy term along with a guaranteed maturity benefit with SBI Life - Saral Swadhan+

Key Features


Annual Premium Range#

1,500 to 5,000

Entry Age

18 years

Key Benefits

    • Life cover throughout the policy term
    • Fixed maturity benefit
  • Traditional Plan|
  • SBI Life Saral Swadhan+|
  • Return of Premium|
  • Term Plans

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.