Savings Plan | Buy Savings Insurance Policy Online in India - SBI Life
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SBI Life – Shubh Nivesh

111N055V03

Now avail insurance coverage and kick-start your wealth creation journey through systematic savings. SBI Life – Shubh Nivesh, a with-profit endowment assurance plan, provides insurance cover, savings and income under a single plan.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

18 years

Key Benefits

    • Add-on benefit of whole life insurance
    • Optional Benefit of Regular flow of income
  • Savings Plan|
  • SBI Life – Shubh Nivesh|
  • Endowment Plan|
  • Whole Life Insurance

SBI Life – Smart Bachat

111N108V01

Safeguard your family's future and meet your investment needs wisely with SBI Life – Smart Bachat.

Key Features


Annual Premium Range#

5,100 onwards

Entry Age

8 years

Key Benefits

    • Limited premium payment term
    • Two plan options
  • Traditional Plan|
  • Endowment Plan|
  • SBI Life – Smart Bachat|
  • Limited Premium Payment Term|
  • Participating Plan|
  • Savings Plan

SBI Life – Flexi Smart Plus

111N093V01

SBI Life – Flexi Smart Plus allows you to modify your insurance plan according to your ever-changing needs. It also offers regular bonus interest to help your savings grow.

Key Features


Annual Premium Range#

50,000 onwards

Entry Age

18 Years

Key Benefits

    • Two plan options
    • Wealth creation
  • Savings Plan|
  • SBI Life - Flexi Smart Plus|
  • Variable Insurance Plan|
  • Participating Plan|
  • Traditional Plan

SBI Life – CSC Saral Sanchay

111N099V01

Avail twin benefits of savings and insurance cover with SBI Life – CSC Saral Sanchay.

Key Benefits

    • Death Benefit
    • Maturity Benefit
    • Tax Benefits*
  • Savings Plan|
  • SBI Life - CSC Saral Sanchay|
  • Variable Insurance Plan|
  • Common Service Centre

SBI Life – Smart Women Advantage

111N106V01

With SBI Life – Smart Women Advantage avail triple benefits of life cover, savings and Critical Illness (CI) benefit under a single, women-centric plan. With this three-fold advantage, spread your wings and soar high.

Key Features


Annual Premium Range#

15,000 onwards

Entry Age

18 Years

Key Benefits

    • Women specific plan
    • Three-fold benefits
  • Savings Plan|
  • SBI Life - Smart Women Advantage|
  • Woman Plan|
  • Critical Illness|
  • Health|
  • Protection|
  • Security

SBI Life – Smart Guaranteed Savings Plan

111N097V01

SBI Life - Smart Guaranteed Savings Plan provides protection cover to your family in case of an unfortunate event and also rewards your saving habit with assured additions.

Key Features


Annual Premium Range#

15,000 to 75,000

Entry Age

18 Years

Key Benefits

    • Assured additions and savings
    • Limited premium payment period
  • Non Participating Savings Plan|
  • SBI Life - Smart Guaranteed Savings Plan|
  • Protection|
  • Security|
  • Assured Additions|
  • Limited Premium

SBI Life – Smart Humsafar

111N103V02

Achieve every dream with SBI Life - Smart Humsafar, a unique life insurance with saving plan. Avail of the twin benefits of savings and insurance cover under a single policy for both you and your spouse.

Key Features


Annual Premium Range#

6,000 onwards

Entry Age

18 years

Key Benefits

    • Life insurance cover for spouses
    • Premium waiver benefit
  • Endowment Plan|
  • SBI Life – Smart Humsafar|
  • Joint Life Insurance|
  • Savings Plan|
  • Traditional Plan|
  • Individual Plan

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.