Life insurance for married couples

WE ARE HERE FOR YOU !

Married, With Kids

Plan For Child’s Education
Cover against Liabilities
Explore Retirement Goals

Plan For Your Family's Future

A Child not only brings joy, a sense of maturity and responsibility to the parents but also the need for financial planning as they count on you for all their needs including financial ones. And there is no way you can ever let them down.

With education inflation, changing lifestyles, increasing expenses and inflation growing faster than your income; you might wonder how you'll manage their dreams. You should have an investment plan for your children’s education fund, which can help your children meet their career aspirations. You should also protect your life by taking adequate life cover so that even if something were to happen to you the child’s dreams are not compromised.

But it's not just your Child’s education and future that worries you; you need to cover your liabilities as well, plan for your own future and your dreams too.

Looking for Plans to Fund You and Your Child's Dreams?

Here’s some food for thought

The earlier you start, the lesser you need to invest

With rising costs, the amount that you need to save today for your goal based corpus, might increase substantially if you postpone saving to a later stage. Good financial planning will enable you to accumulate a corpus to meet all your family’s aspirations with sufficient investment.

Ensure that your dreams are met too

Children’s security and happiness are the most important priorities for parents, but your own aspirations and financial security is also important.

An uninterrupted future for your child

You should start saving for your children’s education fund early, so that you have sufficient funds to meet your children’s higher education aspirations. It is a challenge because you also need to meet your household expenses, home loan EMIs and other obligations. However, it is achievable if you commit early to save in an investment plan for your child.

Safeguard your family from uncertainties of life

Life insurance plans provide your family with a financial cushion in case of unfortunate events.With a joint life insurance policy, you can get life cover for both you and your spouse at a reasonable cost. While an untimely death is a grave financial risk for your family, critical illness which renders you unfit to work is also a significant risk.

Enjoy Tax benefits

You can enjoy tax benefits as per prevailing norms under the Income Tax Act, 1961

Your Key Financial Goal

Save for your child future

Begin To Pay Off Your Debts

Start planning for retirement

Secure Your Family's Future In Your Absence

SBI Life - Insurance Plans For Your Needs

SBI Life - Retire Smart Plus

UIN: 111L135V02

Retirement corpus creation through market linked returns with choice of 7 varied fund options
Flexibility to cater to your changing needs
Loyalty Additions and Terminal Addition to boost fund value

SBI Life - Smart Fortune Builder

UIN: 111L142V01

Guaranteed Additions* based on the policy term; longer the term, higher the guaranteed addition
Get additional Guaranteed Addition on Maturity
Life cover and tax benefits
Market linked returns through 12 varied fund options as per risk appetite

SBI Life - Smart Platina Assure

UIN: 111N126V05

Assurance of Guaranteed Maturity Benefit in lumpsum
Reliability of Guaranteed Additions to boost corpus
Life Cover along with assured return and tax benefit

SBI Life - Smart Platina Plus

UIN: 111N133V03

Enjoy regular Guaranteed income during payout period
Flexibility to suit your life goals
Financial protection along with tax benefits*

SBI Life - Smart Scholar Plus

UIN: 111L144V01

Create corpus for your child with market-linked investment through 10 fund options
Dual benefit of lumpsum payout and premium waiver for policy continuance on insured event
Boost your funds through loyalty additions

SBI Life - Smart Elite Plus

UIN: 111L146V01

Market Linked Returns through 8 varied funds as per risk appetite
No Premium Allocation Charge from 6th policy year to enhance fund value
Life cover along with in-built Accident benefit

SBI Life - eShield Next

UIN: 111N132V02

Level Cover with Future Proofing Benefit Option
Better Half Benefit Option
Life Cover Upto 100 Years

SBI Life - eWealth Plus

UIN: 111L147V01

Premiums starting as low as 2,000 per month
No Premium Allocation Charges, thereby enhancing yourFund Value
Twin benefits of Life Insurance Cover and Market Linked Returns

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

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Dear Customer, SBI Life Insurance always keeps you informed about latest products and services which are beneficial to you. However, we have come across instances with misleading websites with similar domain names and URLs as SBI Life thereby misleading our valuable customers. We have also come across some instances where there were some unsolicited calls made in the name of SBI LIFE INSURANCE CO LTD and misleading e-mails have been sent by some vested interests in the name of SBI Life Insurance Company Ltd using misleading domains. SBI Life Insurance Co Ltd disowns all these fake, fraudulent and misleading calls and e-mails. We understand the importance of keeping your personal information secure and confidential. Please note that these phishing (fake) e-mails and vishing (fake) calls are threat to your financial security. (Phishing is a fraudulent attempt, usually made through email, phone calls, SMS etc seeking your personal and confidential information) Please follow these simple steps to ensure that your personal information is secure and confidential.
Dos
•	Check website authenticity: Our Official Corporate website is www.sbilife.co.in and our official web domains are sbilife.co.in, sbi-life.com, sbilife.com, onlinesbilife.com, ebandhan.net. Any other website with domain name other than those mentioned above is not an authentic web entity of SBI Life Insurance
•	Check e-mail authenticity: Reply to an e-mail, only if it is received from the domains - sbilife.co.in or sbi-life.com. Please do not respond to e-mails received from any other email IDs and domain names, as the same may be fraudulent/phishing (fake) e-mails
•	Check call authenticity: Any call that solicits to get your personal financial information like your policy no., bank account details, your password, etc is not from SBI Life Insurance
•	Make online transactions only on secured websites with 'https' and has a padlock symbol rather than 'http' in the address bar
Don'ts
•	Do not share your confidential information like password, customer-id, date of birth, credit card number, etc on e-mail or on a phone call, even if it is from a trusted source like your insurer, IRDAI, Income Tax Department, Bank, Credit Card Company, etc
•	Do not handover your credit card or disclose your CVV or PIN number to anyone
In case you find any website with other domain names, get any suspicious call / SMS / e-mail, please report back immediately to us on info@sbilife.co.in or call at 1800 267 9090.

SBI Life Insurance is an ISO 22301 certified Insurance Company for its Business Continuity Management System (BCMS). Our BCMS addresses the safety of our employees and enables the company to restore critical business operations to the minimum agreed level in the event of any contingency. Our BCMS aims:

•	To prepare people to manage potential emergencies
•	To restore critical business operations to the minimum agreed level within the recovery point objective (RPO), recovery time objective (RTO) and minimum business continuity objective (MBCO)
BCM comprises of three primary elements:

•	Disaster Prevention: Implementation of mitigation measures to increase organizational resilience by reducing the probability and impact of disasters
•	Emergency Response: Planning and preparing to manage the disaster
•	Resumption and recovery: Planning and preparing for post disaster activities
SBI Life shall endeavor to continually improve the suitability, adequacy and effectiveness of the BCMS.