Life Insurance Policy for Married Couple Without Kids | SBI Life
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Secure Your Family's Future, and Plan for Wealth Creation

Life is great – you are making your mark at work, you have a partner to share life's joys and sorrows with. You and your partner have a vision of the life you want and this is the right time to start thinking about you and your partner’s future from a long term perspective.
At this stage, your main responsibilities are:
• To protect your family's financial future, while taking care of all the responsibilities. This includes financial protection to the family in the event of an unfortunate passing of any one partner, and financial safety in the case of serious illness.
• To make smart financial decisions today that will help fulfill your family's aspirations against rising expenses and cost of living tomorrow. This includes meeting your dual objectives of wealth creation and financial protection.

Looking For Insurance Plans To Protect And To Grow?

Here's some food for thought

Provide Protection For Your Family

You need to insure that your partner and/or dependent parents will have a financial cushion to fall back on, if something were to happen to you. This will ensure your partner does not have to worry about paying off your liabilities like a home loan.

Take your liabilities into account while deciding on your insurance coverage

Insurance is even more important if you have a home loan or plan to take one in the near future.In the event of an unfortunate passing, your life insurance cover should be sufficient to pay off all your liabilities, so that your spouse & family are not burdened with the responsibility of meeting your financial obligations.

Choose A Plan That Offers Flexibility

Getting adequate life insurance cover should undoubtedly be the most important priority, but along with life insurance you are likely to have other financial planning goals like saving for the future, retirement planning, wealth creation etc. Choose a plan that provides you with enough flexibility to customize your plan according to your needs.

Go With A Plan That meets changing requirement

Choose a plan which suits your immediate and long term needs. Also, you can opt for plans that increase your coverage in a systematic way to suit for growing financial liabilities and status.

Enjoy Tax benefits

You can enjoy tax benefits as per prevailing norms under the Income Tax Act, 1961

Your Key Financial Goals

 

1 Security for parents/dependents

Security for Partner & dependent parents

 

2 Buying A House

Buying A House

 

3 Saving for expanding your family

Saving for expanding your family

 

4 Paying off Your Debts

Begin To Pay Off Your Debts

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*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.