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SBI Life – Smart Swadhan Supreme

UIN: 111N140V02

Product Code: 3D

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SBI Life Smart Swadhan Supreme with Return of Premium

Live life to the fullest
with return of premium.

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An Individual, Non- Linked, Non-Participating, Life insurance Savings product with Return of Premium

Secure your family’s future to ensure they lead a comfortable life without any financial hardship even when you are not around. Introducing SBI Life - Smart Swadhan Supreme, that provides life cover at affordable premiums and also returns Total Premium Paid at the end of policy term, upon survival.

Key Features –
  • Life Insurance cover at an affordable cost
  • Get 100% of Total Premiums Paid# as Maturity benefit
  • Convenience to pay premium regularly or for limited (7/10/15 years) period
 

#Total Premiums Paid means total of all the premiums paid under the base product, excluding any extra premium and taxes, if collected explicitly.

Highlights

SBI Life Smart Swadhan Supreme with Return of Premium

SBI Life Smart Swadhan Plus

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plan profile

Ali, a 33-year-old working professional, has ensured his family’s financial independence. And if life goes as planned, he has the added benefit of knowing he can receive a 100% return of premiums.

Fill in the form field to see how you too can benefit from this plan.

Name:

DOB:

Gender:

Male Female Third Gender

Staff:

Staff Non-staff

Smoker:

Yes No

A little information about the premium options...

Plan Type

Premium Frequency


Let's finalize the policy duration you are comfortable with...

Policy Term

10 30

Premium Paying Term

Sum Assured

2500000 No Limit

Channel Type


SBI Life – Accident Benefit Rider (111B041V01)

Term For ADB Rider

7 15

ADB Rider Sum Assured

50,000 7,50,0000

Term For APPD Rider

7 15

APPD Rider Sum Assured

50,000 25,00,000

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sum assured

Sum Assured


premium frequency

Premium frequency

Premium amount
(excluding taxes)


premium paying

Premium Paying Term


Policy Term

Policy Term


maturity benefits

Maturity Benefit

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Features

  • Protection : Life Insurance Cover at an affordable cost to protect yourself
  • Convenience : Pay premium regularly or for a limited (7/10/15 years) period
  • Flexibility : You can choose for policy term from 10 years to 30 years
  • Maturity Benefit : Get 100% of Total Premiums Paid# as Maturity benefit.
  • Enhanced Protection : Optional Accident Benefit Rider available
  • Tax Benefits$: As per the prevailing norms under the Income Tax Act, 1961

#SBI Life – Accident Benefit Rider (UIN: 111B041V01), Option A: Accidental Death Benefit (ADB) and Option B: Accidental Partial Permanent Disability Benefit (APPD).

#Total Premiums Paid means total of all the premiums paid under the base product excluding any extra premium, and taxes, if collected explicitly.

$You may be eligible for Income Tax benefits as per the applicable income tax laws in India, which are subject to change from time to time. You are advised to consult your tax advisor on applicable tax benefits under the policy.

Advantages

Security

  • Protect your family’s future with life cover at an affordable cost

Reliability

  • Assurance of getting back the total premiums paid# by you, on maturity

Flexibility

  • Freedom to decide your policy term and premium payment frequency as per your requirements

Avail tax benefits^^

^^Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time.

Death Benefit (Applicable only for in force policies):

In the unfortunate event of death of the Life Assured during the policy term, Sum Assured on Death will be payable to the beneficiary in lumpsum.

Sum assured on death will be higher of:
  1. Basic Sum Assured* or
  2. 11 times of Annualised Premium^ or
  3. 105% of the Total Premiums Paid# upto the date of death.
 

*The basic sum assured is the absolute amount of benefit chosen by the policyholder at the inception of the policy.

^Where, Annualized premium shall be the premium amount payable in a year, excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums.

Maturity Benefit (Applicable only for in force policies):

On survival of the Life Assured till the end of policy term, 100% of the Total Premiums Paid# during the policy tenure, shall be paid in lump sum.
 

#Total Premiums Paid means total of all the premiums paid under the base product excluding any extra premium and taxes,if collected explicitly

For more details on risk factors, terms and conditions of SBI Life - Smart Swadhan Supreme, read the following documents carefully.

SBI Life Smart Swadhan Premium Details
*Age mentioned in this document is age last birthday on the date of proposal
**LPPT: Limited Premium Payment Term ; RP: Regular Premium
“For more details on Riders, terms and conditions, exclusions, please read rider brochure”

3D/ver1/09/24/WEB/ENG

For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.

For more details on risk factors, terms and conditions of riders please read the rider brochure carefully before concluding a sale.

^^Tax Benefits:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. For further details click here.