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Wealth Suraksha Plus

Comprehensive protection and wealth creation to fulfill your retirement goals. For details, contact your Life Mitra (insurance agent) or SBI Life's nearest branch.

Learn More

This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI Life - Smart Wealth Builder (UIN: 111L095V01) which is a unit linked life insurance product, SBI Life - Poorna Suraksha (UIN: 111N110V01) which is a non linked, non participating term insurance plan with inbuilt critical illness cover and SBI Life - Annuity Plus (UIN:111N083V04) which is an immediate annuity plan offered by SBI Life Insurance Company Limited .These products are also available for sale individually without the combination offered/suggested. This Benefit Illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
UNDER THE SBI LIFE - SMART WEALTH BUILDER POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.

SBI Life – Smart Wealth Builder

111L095V01

It’s time to start investing today to reap the benefits tomorrow. With SBI Life – Smart Wealth Builder, avail the benefit of enhanced investment opportunity by investing in one or many investment funds.

Key Features


Annual Premium Range#

30,000 to 3,00,000

Entry Age

7 Years

Key Benefits

    • Assured additions
    • Enhanced investment options
  • Unit Linked Plan|
  • SBI Life – Smart Wealth Builder|
  • Assured Additions|
  • Life Insurance|
  • Multiple Funds

SBI Life – Poorna Suraksha

111N110V01

With SBI Life – Poorna Suraksha Plan, auto-rebalance Life and Critical Illness cover as you age, for more effective protection.

Key Features


Annual Premium Range#

RS 3000 to Rs 9,32,000

Entry Age

18 years

Key Benefits

    • Term Insurance Plan with Increasing Critical Illness Cover
    • Premium waiver benefit on diagnosis of Critical Illness
  • Traditional Plan|
  • Critical Illness Insurance|
  • Term Plan|
  • SBI Life – Poorna Suraksha|
  • Protection Plan

SBI Life – Annuity Plus

111N083V05

With SBI Life– Annuity Plus, you receive a comprehensive range of annuity options on just a single premium payment. Thus, you are assured of regular annuity/pension for the rest of your life.

Key Benfits

    • Regular income through annuity
    • Option to include a family member
  • Retirement Plans|
  • SBI Life –Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS

Ssmd.ver.01-01-19 WEB ENG


Bachat Suraksha Plus

Protect your family's future and plan regular annuity/pension for the rest of your life.For details, contact your Life Mitra (insurance agent) or SBI Life's nearest branch.

Learn More

This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI Life - Smart Bachat (UIN:111N108V01) which is a Individual, Non-linked, Participating Endowment Assurance Plan, SBI Life - Poorna Suraksha (UIN: 111N110V01) which is a individual, non-linked, non-participating term insurance plan with inbuilt critical illness cover and SBI Life - Annuity Plus (UIN: 111N083V04) which is an individual, non-linked, non-participating immediate annuity plan offered by SBI Life Insurance Company Limited. These products are also available for sale individually without the combination offered/suggested. This Benefit Illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

SBI Life – Smart Bachat

111N108V01

Safeguard your family's future and meet your investment needs wisely with SBI Life – Smart Bachat.

Key Features


Annual Premium Range#

5,100 onwards

Entry Age

8 years

Key Benefits

    • Limited premium payment term
    • Two plan options
  • Traditional Plan|
  • Endowment Plan|
  • SBI Life – Smart Bachat|
  • Limited Premium Payment Term|
  • Participating Plan|
  • Savings Plan

SBI Life – Poorna Suraksha

111N110V01

With SBI Life – Poorna Suraksha Plan, auto-rebalance Life and Critical Illness cover as you age, for more effective protection.

Key Features


Annual Premium Range#

RS 3000 to Rs 9,32,000

Entry Age

18 years

Key Benefits

    • Term Insurance Plan with Increasing Critical Illness Cover
    • Premium waiver benefit on diagnosis of Critical Illness
  • Traditional Plan|
  • Critical Illness Insurance|
  • Term Plan|
  • SBI Life – Poorna Suraksha|
  • Protection Plan

SBI Life – Annuity Plus

111N083V05

With SBI Life– Annuity Plus, you receive a comprehensive range of annuity options on just a single premium payment. Thus, you are assured of regular annuity/pension for the rest of your life.

Key Benfits

    • Regular income through annuity
    • Option to include a family member
  • Retirement Plans|
  • SBI Life –Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS

Ssmd2.ver.01-02-19 WEB ENG


Wealth Suraksha

Comprehensive protection and wealth creation to fulfill your family goals and financial needs.For details, contact your Life Mitra (insurance agent) or SBI Life's nearest branch.

Learn More

This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI Life - Smart Wealth Builder (UIN: 111L095V01) which is a unit linked, non-participating life insurance product and SBI Life - Poorna Suraksha (UIN: 111N110V01) which is a individual, non-linked, non-participating term insurance plan with inbuilt critical illness cover offered by SBI Life Insurance Company Limited. These products are also available for sale individually without the combination offered/suggested. This Benefit Illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
UNDER THE SBI LIFE - SMART WEALTH BUILDER POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.

SBI Life – Smart Wealth Builder

111L095V01

It’s time to start investing today to reap the benefits tomorrow. With SBI Life – Smart Wealth Builder, avail the benefit of enhanced investment opportunity by investing in one or many investment funds.

Key Features


Annual Premium Range#

30,000 to 3,00,000

Entry Age

7 Years

Key Benefits

    • Assured additions
    • Enhanced investment options
  • Unit Linked Plan|
  • SBI Life – Smart Wealth Builder|
  • Assured Additions|
  • Life Insurance|
  • Multiple Funds

SBI Life – Poorna Suraksha

111N110V01

With SBI Life – Poorna Suraksha Plan, auto-rebalance Life and Critical Illness cover as you age, for more effective protection.

Key Features


Annual Premium Range#

RS 3000 to Rs 9,32,000

Entry Age

18 years

Key Benefits

    • Term Insurance Plan with Increasing Critical Illness Cover
    • Premium waiver benefit on diagnosis of Critical Illness
  • Traditional Plan|
  • Critical Illness Insurance|
  • Term Plan|
  • SBI Life – Poorna Suraksha|
  • Protection Plan

Ssmd3.ver.01-02-19 WEB ENG


Bachat Suraksha

Safeguard your family's future and meet your financial goals.For details, contact your Life Mitra (insurance agent) or SBI Life's nearest branch.

Learn More

This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI Life - Smart Bachat (UIN:111N108V01) which is a Individual, Non-linked, Participating Endowment Assurance Plan and SBI Life - Poorna Suraksha (UIN: 111N110V01) which is a individual, non-linked, non-participating term insurance plan with inbuilt critical illness cover offered by SBI Life Insurance Company Limited. These products are also available for sale individually without the combination offered/suggested. This Benefit Illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale.

SBI Life – Smart Bachat

111N108V01

Safeguard your family's future and meet your investment needs wisely with SBI Life – Smart Bachat.

Key Features


Annual Premium Range#

5,100 onwards

Entry Age

8 years

Key Benefits

    • Limited premium payment term
    • Two plan options
  • Traditional Plan|
  • Endowment Plan|
  • SBI Life – Smart Bachat|
  • Limited Premium Payment Term|
  • Participating Plan|
  • Savings Plan

SBI Life – Poorna Suraksha

111N110V01

With SBI Life – Poorna Suraksha Plan, auto-rebalance Life and Critical Illness cover as you age, for more effective protection.

Key Features


Annual Premium Range#

RS 3000 to Rs 9,32,000

Entry Age

18 years

Key Benefits

    • Term Insurance Plan with Increasing Critical Illness Cover
    • Premium waiver benefit on diagnosis of Critical Illness
  • Traditional Plan|
  • Critical Illness Insurance|
  • Term Plan|
  • SBI Life – Poorna Suraksha|
  • Protection Plan

Ssmd4.ver.01-02-19 WEB ENG


Retirement Suraksha

Protect your family financially and secure your retirement through systematic investments.For details, contact your Life Mitra (insurance agent) or SBI Life's nearest branch.

Learn More

This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI Life - Retire Smart (UIN:111L094V01) which is a regular & limited premium paying unit-linked, non-participating individual pension product, SBI Life - Poorna Suraksha (UIN: 111N110V01) which is a individual, non-linked, non-participating term insurance plan with inbuilt critical illness cover and SBI Life - Annuity Plus (UIN: 111N083V04) which is an individual, non-linked, non-participating immediate annuity plan offered by SBI Life Insurance Company Limited. These products are also available for sale individually without the combination offered/suggested. This Benefit Illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding the sale.
UNDER THE SBI LIFE - RETIRE SMART POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.

SBI Life – Retire Smart

111L094V01

Enjoy an assured maturity benefit that secures your investment from market volatility, with SBI Life – Retire Smart. Secure your future by creating a retirement corpus with systematic investments during your earning years.

Key Features


Annual Premium Range#

24,000 onwards

Entry Age

30 years

Key Benefits

    • Safeguarding against market volatility through the 'Advantage Plan'
    • Minimum assured maturity amount
  • ULIP|
  • Retirement Plans|
  • SBI Life – Retire Smart|
  • Security|
  • Insurance|
  • Pension

SBI Life – Poorna Suraksha

111N110V01

With SBI Life – Poorna Suraksha Plan, auto-rebalance Life and Critical Illness cover as you age, for more effective protection.

Key Features


Annual Premium Range#

RS 3000 to Rs 9,32,000

Entry Age

18 years

Key Benefits

    • Term Insurance Plan with Increasing Critical Illness Cover
    • Premium waiver benefit on diagnosis of Critical Illness
  • Traditional Plan|
  • Critical Illness Insurance|
  • Term Plan|
  • SBI Life – Poorna Suraksha|
  • Protection Plan

SBI Life – Annuity Plus

111N083V05

With SBI Life– Annuity Plus, you receive a comprehensive range of annuity options on just a single premium payment. Thus, you are assured of regular annuity/pension for the rest of your life.

Key Benfits

    • Regular income through annuity
    • Option to include a family member
  • Retirement Plans|
  • SBI Life –Annuity Plus|
  • Immediate Annuity|
  • Online Plan|
  • National Pension System|
  • NPS

Ssmd5.ver.01-02-19 WEB ENG


For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You are eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

#Premium range may vary based on frequency of premium payment and / or premium type selected. Premiums are subject to underwriting.