7 Minute
|
Immunity is your body’s natural resistance to diseases and disease-causing germs, microbes and viruses. A strong immunity not only helps you fight against these diseases and disease-causing pathogens, but it also prevents them from affecting your body. Hence a strong immunity is very important for a healthy life.
The same stands true for financial immunity. You need to build up a strong financial immunity to fight against any challenge that life can throw at you. You need to be prepared at every turn.
Just like you boost your body’s immunity with diet, exercise and supplements, you can build your financial immunity by investing in proper financial tools that can come to aid in times of need. One such tool is the SBI Life-Poorna Suraksha plan.
SBI Life- Poorna Suraksha is one of the best ways to give a boost to your financial immunity. A unique combination of life insurance and critical illness benefits, this plan is one of its kind. It is feature-rich and thoughtfully crafted to meet your every need. It balances life cover with protection against 36 critical illnesses that can strike without warning. The following features make it the perfect tool for strengthening your financial immunity.
SBI Life-Poorna Suraksha’ in actual sense
The plan offers complete security in its truest sense. You often end up with multiple policies for life insurance and health insurance. Subscribing to too many plans can be confusing. You may miss out on the premium payments or forget some other formality. SBI Life- Poorna Suraksha plan has been custom-built to solve this issue. The plan offers life insurance along with critical illness cover. You can avail both the benefits by paying a fixed premium(plus applicable taxes). This premium is split towards life insurance and critical illness cover.
The benefits rebalance
As you age, the risk of health issues affecting you might increase. To make up for this, SBI Life-Poorna Suraksha plan provides for a proportionate increase in the critical illness cover. The CI cover will increase with the term of the policy and the life cover will decrease by the same amount without any change in the premiums. This helps you get quality medical attention if you fall ill at later stage of life. The proportionate increase in critical illness cover also takes care of the growing medical expenses due to inflation.
Flexibility of premiums
You have the flexibility of chosing the premium payment modes for the plan. Apart from paying monthly premiums (plus applicable taxes), you can opt for annual or semi-annual premiums (plus applicable taxes) as well. Another feature that adds to your convenience is the ‘premium waiver benefit’. On occurrence of any of the covered critical illness, your income might be affected, especially if you are the sole breadwinner. In such a scenario, the plan offers a premium waiver benefit. In this, you will not be required to pay any premium from the diagnosis of any of the covered critical illness while the policy continues to provide the effective life cover.
You save on taxes as well!?
SBI Life - Poorna Suraksha Plan offers you Tax benefits in respect of premiums paid and claim proceeds (if any) received as per the prevailing income tax laws. Please consult your tax advisor for the same
This plan can help to take care of any financial emergency that may arise in your life. It will help you avail the best medical care for you in case you fall ill, and will also help to provide for your family in your absence. Add to that, the easy onboarding processand a reputed name like SBI Life to back it up, and you know why it is the best option to strengthen your financial immunity.
You can also watch this TVC to know more about how the plan can help with your financial immunity.
For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.