IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Whatever be the market scenario, your smile will stay intact.
Two plan options
Unique ‘Trigger Fund Option’
Accelerated Total & Permanent Disability Benefit
Liquidity through partial withdrawals
An Individual, Unit Linked, Non - Participating, Life Insurance insurance Product.
"The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender or withdraw the monies invested in unit Linked Insurance Products completely or partially till the end of fifth year "
Do you wish to kick-start your financial planning through regular savings in a market-linked insurance plan? Are high premiums holding you back?
With SBI Life – Smart Power Insurance, begin your wealth creation journey with the help of reasonable premiums. Also obtain returns in tune with the current investment scenario.
This plan offers –
Security – to ensure your family is protected financially
Reliability – by meeting your changing financial needs
Flexibility – to manage the invested money as per your choice
Affordability – through affordable premiums
Liquidity – partial withdrawals to meet your expenses from the 6th policy year
Try the benefit illustrator below and see how you may benefit from this plan.
Start saving early and regularly to secure a better future.
SBI Life - Smart Power Insurance
A non-participating, unit linked insurance plan
Dinesh, a 25-year-old engineer, can now meet his increasing liabilities, meet his short-term financial goals and secure his young family with this insurance plan.
Change the form fields below to see how you too can fulfil your life goals and secure your family’s future with SBI Life – Smart Power Insurance.
#All the references to age are age as on last birthday. $For monthly mode, upto 3 months premium to be paid in advance and renewal premium payment is allowed only though ECS, Credit Card, Direct debit and SI-EFT.
^Annualized Premium means the premium amount payable in a year excluding the applicable taxes.
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**Assumed rates of returns @4% and @8% p. a., are only illustrative scenarios at these rates after considering all applicable charges. These are not guaranteed and they are not higher or lower limits of returns. Unit Linked Life Insurance products are subject to market risks. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans and their future prospects or returns.
Unit Linked Life Insurance products are different from the traditional products and are subject to market risks. The premium paid in Unit Linked policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the policyholder is responsible for his/her decisions.
SBI Life Insurance Co. Ltd. is only the name of the insurance company and SBI Life – Smart Power Insurance is only the name of the unit linked Life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risk and applicable charges from your Insurance Advisor or the intermediary or the policy document from the insurer.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects or returns. Past performance of the Fund Options is not indicative of future performance. All benefits payable under this policy are subject to tax laws and other fiscal enactments in-effect from time to time, please consult your tax advisor for details.
For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
You may be eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.