SBI Life - Saral Shield | Best Single Premium Term Insurance Plan

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UIN: 111N066V03

Product Code: 47

Pure Term Protection Plan

Shield your family, secure their dreams.

  • Choice of three benefit structures
  • Two rider options
  • Hassle-free, convenient and easy issuance.
  • Discounts on large sum assured and female lives
An Individual, Non linked, Non-participating, Life Insurance Pure Risk Premium Product

Do you want to ensure that your family has a chance to fulfill their dreams in the event of an unforeseen occurrence?

With SBI Life – Saral Shield you can create a safety cover to safeguard your family's dream and future. This pure term plan offers you affordability and simplicity in your bid to provide financial protection to your family.

SBI Life – Saral Shield offers the following benefits –
  • Security – providing financial protection for your family
  • Flexibility – through a choice of three benefit structures
  • Affordability – through rider benefits at an affordable cost

Take a look at our benefit illustrator below, and see how you can safeguard your family's future.
Empower your family to fulfill their dreams, no matter what.


Pure Term Protection Plan

SBI Life Saral Shield

Rahul can now safeguard his family's dreams and their future with this pure term plan.

Enter your details in the form fields below to find out how you can secure your family's future with SBI Life – Saral Shield.




Male Female Third Gender


Yes No

Kerala Resident:

Yes No

Let's finalize the policy duration you are comfortable with...

Policy Term

5 30


Level Term Assurance

Decreasing Term Assurance (Loan Protection)

Decreasing Term Assurance (Family Income Protection)

A little information about the premium options...

Premium Frequency

Loan Rate of Interest

6 20

Sum Assured

7,50,000 24,00,000

Let's finalize the rider options...

SBI Life - Accidental Death Benefit Rider(UIN: 111B015V03):

Term For ADB Rider

5 30

ADB Rider Sum Assured

25,000 50,00,000

SBI Life - Accidental Total and Permanent Disability Benefit Rider(UIN: 111B016V03) :

Term For ATPDB Rider

5 30

ATPDB Rider Sum Assured

25,000 50,00,000


Sum Assured

Premium frequency

Premium amount

Premium Payment Term

Policy Term

Give a Missed Call
  • Protect your family's financial future against an eventuality
  • Comprehensive coverage through three benefit structures
  • Two premium payment terms – Single Premium and Regular Premium
  • Get comprehensive coverage at an affordable cost with two rider options
  • Discounts for large sum assured
  • Special premium discounts for women in case of Level Term Assurance Benefit structure only.
  • Provides a safety net for your dependents in case of an unforeseen event
  • Choice of benefit structures according to your protection needs
  • Freedom to select premium payment term and frequency as per your comfort
  • Enhance your coverage through two rider options at a nominal cost
    • SBI Life - Accidental Death Benefit Rider
    • SBI Life - Accidental Total & Permanent Disability Benefit Rider
  • Cost savings on large sum assured
  • Lower premiums for Female lives
Avail tax benefits*
Death Benefit:
  • In case of the unfortunate demise of the life assured during the term of the policy, the nominee will receive the benefits, depending on the benefit structure chosen.
Maturity Benefit:
  • No survival benefit available at the end of the term.
  • SBI Life - Accidental Death Benefit Rider (UIN: 111B015V03) - In case of death due to an accident, the Rider Sum Assured is payable in addition to normal death benefit.
  • SBI Life - Accidental Total and Permanent Disability Benefit Rider (UIN: 111B016V03) - The Rider Sum Assured will be paid on the Life Assured being found eligible for the Total Permanent Disability Benefit as defined in the policy document.
Note :The riders are available only under the Level Term Assurance Benefit structure
^ All the references to age are age as on last birthday.
# For Monthly mode, upto 3 Months premium to be paid in advance and renewal premium payment through Electronic Clearing System (ECS) or Standing Instructions (where payment is made either by direct debit of bank account or credit card).
For Monthly Salary Saving Scheme (SSS), upto 2 months premium to be paid in advance and renewal premium payment is allowed only through Salary Deduction.

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For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale.
For more details on riders, terms and conditions, please read rider brochure.

*Tax Benefit:

You may be eligible for Income Tax benefits/exemptions as per the applicable income tax laws in India, which are subject to change from time to time. You may visit our website for further details here. Please consult your tax advisor for details.

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