Product Code: 2T
This Plan Provides :
Arogya Shield- A Health plus Life Combi Plan from SBI General Insurance & SBI Life Insurance
This product provides the double protection of a health insurance cover as well as life insurance cover
The health insurance cover provides you and your family a comprehensive protection against medical emergencies and covers the hospitalization charges. It provides the option of sum insured of Rs. 100,000; Rs. 200,000 and Rs. 300,000.
The life insurance cover ensures that your family will be financially looked after in case of an unfortunate event. It provides the option of sum assured of Rs. 5,00,000 to Rs. 25,00,000.
The premiums to be paid for this product is affordable. Premium payment mode under the Health Insurance Cover is Single Premium, renewable yearly and in case of Life Insurance cover, regular premium is payable throughout the policy term on annual basis. A discount of 5% on premiums is also available towards both the life and health insurance components of this combi product
The health cover of this plan provides coverage for various hospitalization related expenses.
On death of the life assured during the policy term after the expiry of the waiting period or due to accident during the waiting period, the nominee/beneficiary will receive the Sum assured on death, in lumpsum which is
On death of the life assured due to other than accident, during the waiting period, the nominee/beneficiary will receive the Death Benefit, which is equal to 100% of all the premiums paid, excluding taxes, if any
@Annualized Premium is the total amount of premium payable in a policy year, excluding taxes, underwriting extra premiums and loadings for modal premiums, if any.
+Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured. The premiums referred above shall not include any extra amount chargeable under the policy due to underwriting decision, if any.
For more details on risk factors, terms and conditions of Arogya Shield, read the following documents -
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