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Arogya Shield- A health plus life combi plan from SBI General Insurance & SBI Life Insurance
UIN: SBIHLIP22158V012122
Product Code: 2T
Zindagi ab let’s go
Health aur Life dono
- Health and Pure Term Life Cover under a single plan
- Additional discount of 5% on Health and Life insurance premiums
- Cashless claims for Health cover
- Security for your family with a standard term plan at an affordable cost
This Plan Provides :
- Dual protection : Health insurance cover plus life insurance cover
- Affordability : Affordable premiums with additional discount of 5% on Health and Life insurance premiums
- Convenience : Cashless claims for health cover
Highlights
Arogya Shield- A Health plus Life Combi Plan from SBI General Insurance & SBI Life Insurance
Vineet, a shopkeeper by occupation, achieved his dream of becoming financially secure and protecting his family with this insurance coverage.
Fill in your details in the form fields below, and see how you too can benefit from SBI Life - Saral Jeevan BimaName:
DOB:
Gender:
Male Female Third GenderStaff:
Yes NoSmoker:
Yes NoConsume Tobacco in any other form:
Yes NoConsume Alcohol :
Yes NoPhysical/Mental illness/deformity :
Yes No| Age: | Total no of members: | ||
| Age of eldest Member: | Frequency: | ||
| Gender | Health Policy Type: |
| Term / Tenure (Years) | Sum Assured (Rs.) | Sum Insured (Rs.) | OPD Benefit (Rs.) | Premium (Rs.) | |
| Pure Term Life Insurance Coverage Details (From SBI Life Insurance) | NA | NA | |||
| Health Insurance Coverage Details (From SBI General Insurance) | NA |
| Premium Details | For Pure Term Life Insurance Coverage | For Health Insurance Coverage | Total Premium for Arogya Shield |
| Installment Premium | |||
| Applicable taxes | |||
| Installment Premium with Applicable taxes |
- Health and Pure Term Life Cover under a single plan
- Affordable premiums
- Sum insured options of Rs 100,000; Rs 200,000 and Rs. 300,000 under health insurance coverage
- Sum Assured of Rs 5,00,000 to Rs 25,00,000 under Life insurance cover
- Cashless claims for Health cover
- Avail tax benefits on payment of life insurance premium under section 80C of the Income Tax Act, 1961 and on proceeds under section 10 (10D) of the Income Tax Act, 1961, as per prevailing tax laws
- Also avail tax benefits under section 80D of the Income Tax Act, 1961 for payment of health insurance premium
- 141 Day care procedures covered under Health Insurance Coverage.
Advantages
- Security : of both health and life against unfortunate events as well as medical emergencies
- Convenience : of affordable premium payments and cashless hospitalization
• Combi product
This product provides the double protection of a health insurance cover as well as life insurance cover
The health insurance cover provides you and your family a comprehensive protection against medical emergencies and covers the hospitalization charges. It provides the option of sum insured of Rs. 100,000; Rs. 200,000 and Rs. 300,000.
The life insurance cover ensures that your family will be financially looked after in case of an unfortunate event. It provides the option of sum assured of Rs. 5,00,000 to Rs. 25,00,000.
• Affordability
The premiums to be paid for this product is affordable. Premium payment mode under the Health Insurance Cover is Single Premium, renewable yearly and in case of Life Insurance cover, regular premium is payable throughout the policy term on annual basis. A discount of 5% on premiums is also available towards both the life and health insurance components of this combi product
• Hospitalization cover
The health cover of this plan provides coverage for various hospitalization related expenses.
COVERAGES:
- Pre-hospitalization expenses upto 60 days for each of the admitted hospitalisation
- Post-hospitalization expenses upto 90 days for each of the admitted hospitalisation
- 141 Day care procedures
- Domiciliary hospitalization
- Outpatient treatment
• Death Benefit under Life Cover :
On death of the life assured during the policy term after the expiry of the waiting period or due to accident during the waiting period, the nominee/beneficiary will receive the Sum assured on death, in lumpsum which is
Highest of
- A. 10 times the Annualized premium@
- B. 105% of all premiums paid as on the date of death
- C. Absolute amount assured+ to be paid on death
On death of the life assured due to other than accident, during the waiting period, the nominee/beneficiary will receive the Death Benefit, which is equal to 100% of all the premiums paid, excluding taxes, if any
@Annualized Premium is the total amount of premium payable in a policy year, excluding taxes, underwriting extra premiums and loadings for modal premiums, if any.
+Absolute amount assured to be paid on death shall be an amount equal to Basic Sum Assured. The premiums referred above shall not include any extra amount chargeable under the policy due to underwriting decision, if any.
For more details on risk factors, terms and conditions of Arogya Shield, read the following documents -
1-At least 1 insured person of age 18 years or above
2-The maximum Basic Sum Assured allowed shall be as per the Board approved underwriting policy.
*Tax Benefits:
Tax benefits are as per Income Tax Laws & are subject to change from time to time. Please consult your Tax advisor for details.
| BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
This advertisement is designed for combination of Benefits of two or more individual and separate products named SBI General - Arogya Plus Policy (UIN: SBIHLIP22135V032122) & SBI Life – Saral Jeevan Bima (UIN: 111N128V01) which is an Individual, Non linked, Non-participating, Life Insurance, Pure Risk Premium Product. These products are also available for sale individually without the combination offered/suggested.
1. Arogya Shield is a Combi Insurance Plan (UIN: SBIHLIP22158V012122). 2. This product is jointly offered by 'SBI General Insurance Company Limited' and 'SBI Life Insurance Company Limited'. SBI General Insurance Company Limited is a lead insurer for this product. 3. The risks of products offered in the combi product are distinct and are assumed / accepted by respective insurance companies as per their underwriting guidelines. 4. The liability to settle the claim vests with respective insurers, i.e., for health insurance benefits 'SBI General Insurance Company Limited' and for life insurance benefits ‘SBI Life Insurance Company Limited'. 5. For more details on risk factors, segregated premium, terms and conditions please read sales brochure carefully before concluding a sale. 6. SBI General Insurance Company Limited | Corporate & Registered Office: Fulcrum Building, 9th Floor, A & B Wing, Sahar Road, Andheri (East), Mumbai - 400099. | 'For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to State Bank of India and used by SBI General Insurance Co. Ltd. under license. Website : www.sbigeneral.in, Tollfree: 18001021111 7. SBI Life Insurance Company Limited | Registered & Corporate Office: Natraj, M. V. Road and Western Express Highway Junction, Andheri (East), Mumbai - 400 069 | IRDAI Regn. No.111 | CIN: L99999MH2000PLC129113. The trade logo displayed above belongs to State Bank of India and is used by SBI Life under license. Website: www.sbilife.co.in, Tollfree: 1800 267 9090 (Between 9am to 9pm) | E-mail: info@sbilife.co.in | Advertisement Number: ADDIG/MAR/21-22/4411