We continue to be a leading private life insurer in India, holding significant market share in individual and total new business, supported by a well-balanced product mix and distribution strength.
Individual New Business Premium Private Market Share
Total New Business Premium Private Market Share
We are one of the most financially resilient insurers with strong solvency and a consistent growth track record, delivering superior returns while maintaining healthy reserves.
Solvency Ratio
Net Worth
Total Cost Ratio
AUM Growth
with healthy internal accruals
Opex Ratio
VoNB Margin
Embedded Value
Profit After Tax
High persistency ratios reflect the trust our customers place in us and the quality of service we deliver.
13th Month Persistency
61st Month Persistency
Mis-selling ratio
Our customer focus is evident in our service standards and satisfaction scores.
Net Promoter Score
Grievances
Queries handled via Chatbot
Our diversified distribution model ensures access and advisory support across geographies, supported by continuous innovation like channel revamping.
Individual Agents
CIFs
Specified Persons
Bancassurance Branches
Brokers
Partner Branches
YoY Growth in online sales
We are reimagining insurance journeys through digital-first, insight-driven platforms that offer ease, speed and self-service capabilities.
Customer App (Smart Care) Users
of individual business sourced digitally
Renewal Premiums collected digitally
Predictive Analytics - Live Models
Self-service Options in Smart Care
Chatbot & WhatsApp Assist