Claim Intimation and Settlement Process

At SBI Life, our commitment to you is a worry-free future so that you can enjoy your present. Through our claim Intimation and Settlement Process, we strive to honour this commitment.We make every effort to ensure that you recieve the claim amount that you or your family are entitled to, quickly and easily.

We follow a simple 3-step Claim Settlement process

Claim Settlement Process is a simple 3 step process:

File Claim Online

Policy Number *

Date of Birth *

PAN of Life Assured

Mobile No of Life Assured

Claim Type

Living Benefits
Death Claims

By Post

Send the dully filled claim form along with these supporting documents to us at:

SBI Life Insurance Co. Ltd,

8th level Seawoods Grand Central, Tower 2,

Sector 40, plot No.R-1, Seawoods, Nerul,

Navi Mumbai- 400706.

At the SBI Life Branch

Submit the duly filled claim form along with these supporting documents at your nearest

Via Email :

SBI Life Insurance Co. Ltd,

8th level Seawoods Grand Central, Tower 2,

Sector 40, plot No.R-1, Seawoods, Nerul,

Navi Mumbai- 400706.

File Claim Online*

Policy Number :

Name Of Life Assured :

Type Of Claim :

Details of Life Assured(LA)

Details of Claimant

Claimant Bank Details

Main Documents

Declarations

Details of Life Assured(LA)

Life Assured Title*

Name of Life Assured*

Father's name/ Spouse name *

Occupation of DLA*

Date of death*

Nature of death*

Cause of death*

Place of death*

Family Doctor Details:

Name

Registration No

Contact No

Last treated/attended Doctor Details:

Name

Registration No

Contact No

Nature of Illness and Habit of the insured:

Nature of Illness and Habit of the insured*

Other Insurance Details: (Life/Mediclaim/Health):

Do you have any other policies - Individual /Group held by deceased Life Assured*

Are you registered Nominee / Appointee under the policy?*

Type of KYC *

Details of Claimant

Claimant Salutation*

Name of claimant*

DOB of claimant*

Relationship with the Life Assured*

Mobile No*

Alternate Mobile No

Office and/or Personal Email ID*

Claimant's Title*

PAN*

Resident status*

Pincode*

City*

State*

Country*

Address Line 1*

Address Line 2*

Address Line 3

Politically Exposed Person *

“Politically Exposed Persons” PEPs are individuals who are or have been entrusted with prominent public functions in a foreign country, e.g., Heads of States/Governments, senior politicians, senior government / judicial / military officials, senior executives of state-owned corporations, important political party officials, etc

Claimant NEFT Mandate/Bank Account Details

Bank Account Number*

Account Holder Name*

IFSC*

MICR

Bank Name*

Branch Name*

Account Type*

Claim Benefit Payout Option * :

Payout option*

*Please refer policy Terms & conditions while selecting the claim benefit payout option.

Mandatory Documents

Important:

1. Please upload the self attested documents only.

2. Kindly upload clear image of all documents for faster processing.

3. Submitting all documents at one go would lead to quicker processing of the claim.

4. Only originals of Death certificate and policy document (containing the policy details page) to be uploaded.

5. For the remaining documents copy of the images can be uploaded.

Document type allowed for upload are JPEG, TIF, PNG, PDF. Maximum file size is 500 KB.

Photograph of Claimant*

Death Certificate*

Policy Document*

(Min 4 Pages, Max 6 Pages)

Bank pass book or statement/ cancelled cheque of claimant*

(Max 2 Pages)

Medical record

(Max 30 Pages, Max size 1 MB)

DECLARATION AND AUTHORISATION

I hereby authorize SBI Life to consider details furnished in the claim form specified above and in this declaration for the purpose of Central KYC Registry and to provide my details to CERSAI in the prescribed format. I hereby consent to receiving information from Central KYC Registry through sms/ email on the above registered number/email address.
I hereby declare all the details filled/furnished above are true correct to the best of my knowledge & belief.
I hereby warrant the truth and correctness of the foregoing particulars in every respect and I agree that if I have made or shall make any false or untrue statement,suppress or conceal any material fact, my right to claim reimbursement of the said expenses shall be absolutely forfeited.
I understand and agree that the submission of this form does not mean that the request will be processed.
I understand that any payout under the policy shall be strictly in accordance with the policy terms and conditions.
Any payment shall be subject to realization of the last renewal premium payment.
I authorise all the medical establishments (medical labs included), government institutions (police, revenue, etc.) to reveal the treatment information including HIV / AIDS and others, related to the LA, to SBI LIFE Insurance Company Limited, from both the past and present.
A photo copy of this declaration shall be considered as valid and effective.
I authorise SBI LIFE Insurance Company Limited to share and obtain information on behalf of me with any reinsurer, insurance association, medical authorities, other insurers, statutory authorities, employer, court, governmental body, regulator using an investigation agency or other service hereby provide my consent for the same.
The payout mode selected in this form would be used by the company to make all payout(s) to the claimant. Payouts would be in accordance and subject to the terms and conditions of the policy. Further the Company reserves the right to use any alternative payout option including demand draft/payable at par cheque inspite of opting for electronic payout method. Responsibility of providing IFSC code lies with the customer. Please note that IFSC code for RTGS & IFSC code for NEFT may be different. I will not hold SBI Life Insurance Company Ltd. responsible in cases of non-credit to my bank account or if the transaction is delayed or not effected at all for reasons of incomplete / incorrect information
Insurance Policy Number (s):
I, , of , do hereby declare that the above statements are true in each & every respect. I hereby give my consent to SBI Life Insurance Co. Ltd. and its representatives to obtain information / documents (including photocopies) from past and the present employer(s) / Business Associates / Medical Practitioners / Hospitals (Government / Private) / Birth and Death Registrar / Any life and non-life insurance company and Life Insurance Association's Medical Register. I hereby request the relevant authorities to release to SBI Life Insurance Co. Ltd, and its representatives any details regarding state of health, habits and occupation of the life assured within his/ her knowledge before or after the policy was issued and SBI Life insurance Co. Ltd. to release to any Life and non-life insurance company / or Life Insurance Association's Medical Register, such details and provide the record of employment / business or other details as may be considered relevant.
In case where Sum Assured is zero / Investment plan / Paid-up policies, where the Policy document is not submitted to the Company and where the total payment is not more than Rs 5 lakhs, I hereby agree to indemnify the Company against all liabilities that the Company may incur on account of any claim being made by any other person on the basis of possession of the Policy document or otherwise.
I hereby voluntarily give my consent to collect, process, receive, possess, store, deal or handle my/our sensitive personal data or information [as defined in the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules 2011 as amended from time to time], and share Data with third parties/ vendors associated with the Company for various purposes and outsourced activities exclusively related to issuance/servicing/settlement of claim as required under the Policy
I agree that by submitting this form, I will be bound by all the statements/disclosures of material facts made through the electronic process in the same manner and to the same extent, as if I have signed and submitted the written claim form to the Company.

I accept the above mentioned conditions and the information provided in the above form is true to the best of my knowledge.

Policy Number:

Name of Policy Assured:

Type of Claim:

Bank account Number:

Confirm Bank account Number:

IFSC Code:

Bank Name:

Mobile No. of the Claimant:*

Email ID of the Claimant:

COE attested date:*

Upload Certificate of existence: *

Document type allowed JPEG,TIF,PDF,PNG. (max file size upto 1MB)

Upload Bank Account Proof:

Document type allowed JPEG,TIF,PDF,PNG. (max file size upto 3MB)

Upload OPD documents:

Document type allowed JPEG,TIF,PDF,PNG. (max file size upto 3MB)

Upload KYC documents:

Document type allowed JPEG,TIF,PDF,PNG. (max file size upto 3MB)

Note:

1. Kindly Mask your AADHAR Number in case of AADHAR documents are uploaded in KYC Documents.

2. For TDS related query please visit to nearest SBI Life Branch.

Evaluate the Expression

At the SBI Life Branch

The documents to be submitted for each type of claim are clearly listed in the section below. In addition to these, we may request for other documents for checking the admissibility of the claim. Kindly submit the same by email or mail them to us at the address mentioned in the Claim Intimation section or visit your nearest SBI Life branch

SBI Life Insurance Co. Ltd,

8th level Seawoods Grand Central, Tower 2,

Sector 40, plot No.R-1, Seawoods, Nerul,

Navi Mumbai- 400706.

FAQs for Claims and Maturity

TAT : Your claim will be decided upon and settled within 30 working days of receiving the valid documents.

At the SBI Life Branch

All claims will be assessed based on the claim documents that you/your family will submit and the information that the life Assured provided to us in the proposal form.

Once a claim decision is taken , the claim amount will be released as per the terms and conditions of the policy.

Throughout the Claim Settlement Process , we will always be there to assist you/your family in better understanding of the requirements and faster completion of documents submission.

For any further assistance with claim settlement , please feel free to mail us at - info@sbilife.co.in

SBI Life Insurance Co. Ltd,

8th level Seawoods Grand Central, Tower 2,

Sector 40, plot No.R-1, Seawoods, Nerul,

Navi Mumbai- 400706.

FAQs for Claims and Maturity

TAT : Your claim will be decided upon and settled within 30 working days of receiving the valid documents.

Mandatory Documents

Mandatory Documents

Original Policy Document
Original or Attested* Death Certificate issued by local authority
Claimant’s current address proof
Claimant’s photo ID proof
Direct Credit Mandate form (download sign)Claimant’s Valid## bank passbook/statement or Cancelled Cheque with pre-printed Name and pre-printed Bank account number

Additional Documents

Mandatory Documents
Hospital treatment certificate
Employer’s certificate (for salaried individuals)

Copy of FIR/Punchnama Report/Post Mortem#
Copy of Inquest Report/Police Final Report/Chemical Analysis Report/Magistrate’s verdict#

Tax Residency Certificate
Form 10F
Residency Proof issued by the government of the country in which customer is staying

# Required only in case of Unnatural Death (Accident / Suicide / Murder) *Death certificate to be attested from any of the following officials: i) Bank Manager ii) Gazetted Officer iii) Magistrate iv) Headmaster of High School v) Head Postmaster or Sub-Postmaster vi) Officer of SBI Life ## Updated passbook / Statement with latest entry being within one month of submission date

Mandatory Documents

Credit Life Claim Form
Micro-Insurance Claim Form
Swarna Jeevan Claim Form
Sampoorna Suraksha Employer Employee Non EDLI Scheme Claim form
Sampoorna Suraksha Employer Employee EDLI Scheme Claim Form
Sampoorna Suraksha Housing Loan Claim Form
Sampoorna Suraksha Non Employer EmployeeScheme Claim Form
Direct Credit Mandate form

Certificate of Insurance
Original Death Certificate issued by Local Authority OR Attested* copy of Death Certificate
Banker’s Certificate (Only for Super Suraksha – Home Loan, Car Loan, Tractor Loan Policies)
Claimant's current address proof
Claimant's photo ID proof
Claimant's Valid## Bank pass book / Bank statement / cancelled cheque
Credit Account Statement / Loan Account Statement (for all Credit life Cases)

Additional Documents

Medical attendant’s certificate
Hospital treatment certificate
Employer’s certificate (for salaried individuals)

Copy of FIR/Punchnama Report/Post Mortem#
Copy of Inquest Report/Police Final Report/Chemical Analysis Report/Magistrate’s verdict#

Individual Maturity

Original Policy Document
Life Assured’s current address proof
Life Assured’s ID proof
Life Assured’s Valid## Bank pass book/bank statement/crossed cheque
Pan Card (if TDS is applicable as per Section 194DA of the Income Tax Act, 1961)*

Pension Maturity

Original Policy Document
Option Sheet (available in SBI Life Branch 3 months before the due date)
Life Assured’s current address proof
Life Assured’s ID proof
Direct Credit Mandate form (download sign)Life Assured’s Valid## Bank pass book/bank statement/crossed cheque
Pan Card (if TDS is applicable as per Section 194DA of the Income Tax Act, 1961)*

Annuity (Individual and Group)

Certificate of Existence

Survival Benefits

Life Assured’s current address proof#
Life Assured’s ID proof#
Life Assured’s Valid## Bank pass book/bank statement/crossedcheque
Pan Card (if TDS is applicable as per Section 194DA of the Income Tax Act, 1961)*

For Policies with Date of Commencement between 01/01/2003 to 31/03/2012 and Annual Premium exceeds 20% of Base Cover or
For Policies with Date of Commencement 01/04/2012 and onwards and Annual Premium exceeds 10% of Base Cover or
If the total payouts (SB / Maturity / Surrender / Partial Withdrawal) under all policies taken together, in one financial year is Rs. 1 Lakh< Above

Additional Documents from NRIs

Self Declaration for Tax Residency
Form 10F
Proof of residency issued by the government of that country

## Updated passbook / Statement with latest entry being within one month of submission date # Only when the date of commencement of the policy is prior to 01/08/2006 and the annualized premium is more than Rs.10,000/- ## Updated passbook / Statement with latest entry being within one month of submission date

क्लेम और मैच्योरिटी

File Claim Online

By Post

At the SBI Life Branch

Via Email :

File Claim Online*

Details of Life Assured(LA)

Details of Claimant

Claimant NEFT Mandate/Bank Account Details

Mandatory Documents

Important:

DECLARATION AND AUTHORISATION

At the SBI Life Branch

At the SBI Life Branch

documents to be submitted

Mandatory Documents

Additional Documents

Mandatory Documents

Additional Documents

Individual Maturity

Pension Maturity

Annuity (Individual and Group)

Survival Benefits

Additional Documents from NRIs

फ़र्ज़ी फोन कॉल्स और जाली/धोखाधड़ी के ऑफ़र्स से सावधान

Dear Customer, SBI Life Insurance always keeps you informed about latest products and services which are beneficial to you. However, we have come across instances with misleading websites with similar domain names and URLs as SBI Life thereby misleading our valuable customers. We have also come across some instances where there were some unsolicited calls made in the name of SBI LIFE INSURANCE CO LTD and misleading e-mails have been sent by some vested interests in the name of SBI Life Insurance Company Ltd using misleading domains. SBI Life Insurance Co Ltd disowns all these fake, fraudulent and misleading calls and e-mails. We understand the importance of keeping your personal information secure and confidential. Please note that these phishing (fake) e-mails and vishing (fake) calls are threat to your financial security. (Phishing is a fraudulent attempt, usually made through email, phone calls, SMS etc seeking your personal and confidential information) Please follow these simple steps to ensure that your personal information is secure and confidential.
Dos
•	Check website authenticity: Our Official Corporate website is www.sbilife.co.in and our official web domains are sbilife.co.in, sbi-life.com, sbilife.com, onlinesbilife.com, ebandhan.net. Any other website with domain name other than those mentioned above is not an authentic web entity of SBI Life Insurance
•	Check e-mail authenticity: Reply to an e-mail, only if it is received from the domains - sbilife.co.in or sbi-life.com. Please do not respond to e-mails received from any other email IDs and domain names, as the same may be fraudulent/phishing (fake) e-mails
•	Check call authenticity: Any call that solicits to get your personal financial information like your policy no., bank account details, your password, etc is not from SBI Life Insurance
•	Make online transactions only on secured websites with 'https' and has a padlock symbol rather than 'http' in the address bar
Don'ts
•	Do not share your confidential information like password, customer-id, date of birth, credit card number, etc on e-mail or on a phone call, even if it is from a trusted source like your insurer, IRDAI, Income Tax Department, Bank, Credit Card Company, etc
•	Do not handover your credit card or disclose your CVV or PIN number to anyone
In case you find any website with other domain names, get any suspicious call / SMS / e-mail, please report back immediately to us on info@sbilife.co.in or call at 1800 267 9090.

SBI Life Insurance is an ISO 22301 certified Insurance Company for its Business Continuity Management System (BCMS). Our BCMS addresses the safety of our employees and enables the company to restore critical business operations to the minimum agreed level in the event of any contingency. Our BCMS aims:

•	To prepare people to manage potential emergencies
•	To restore critical business operations to the minimum agreed level within the recovery point objective (RPO), recovery time objective (RTO) and minimum business continuity objective (MBCO)
BCM comprises of three primary elements:

•	Disaster Prevention: Implementation of mitigation measures to increase organizational resilience by reducing the probability and impact of disasters
•	Emergency Response: Planning and preparing to manage the disaster
•	Resumption and recovery: Planning and preparing for post disaster activities
SBI Life shall endeavor to continually improve the suitability, adequacy and effectiveness of the BCMS.