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A Sustainable, Agile and Future-Ready Organisation

Maintaining Leadership in a Dynamic Business Environment

No.1* in

  • Individual Rated Premium
  • Individual New Business Premium
  • New Business Premium

One of the

Lowest

Operating Expense Ratio

98.9%

Individual Applications Submitted Digitally

* Amongst private life insurers

Preserving Steady Growth and Long-Term Returns

₹ 814.3 billion

Gross Written Premium

21% YoY
₹ 382.4 billion

New Business Premium

29% YoY
₹ 197.2 billion

New Business APE

17% YoY
₹ 431.9 billion

Renewal Premium

14% YoY
₹ 582.6 billion

Embedded Value

27% YoY
₹ 55.5 billion

Value of New Business Generated

9% YoY
28.1%

VoNB Margin

1.96 times

Solvency Ratio

₹ 3,889 billion

Assets Under Management

27% YoY

Strong Growth Across Segments New Business Premium (₹ billion)

Individual Savings

5-year CAGR

14%

Protection

5-year CAGR

20%

Annuity

5-year CAGR

85%

A Customer-centric Approach

72

Net Promoter Score

0.03%

Unfair Business Practice*

99.2%

Overall Death Claim Settlement Ratio

"Number of grievances with respect to unfair business practice as compared to policies issued in the same period

Outperforming the Industry

A Sustainable, Agile and Future-Ready Organisation