ಎಸ್‌ಬಿಐ ಲೈಫ್ ನ ಹಳೆಯ ವೆಬ್‌ಸೈಟ್‌ಗೆ ಭೇಟಿ ನೀಡಿ

An error occurred while processing the template.

The following has evaluated to null or missing:
==> entries?filter(e -> e.isSelected())?first  [in template "48914885574227#20121#275046" at line 146, column 33]

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Tip: If the failing expression is known to legally refer to something that's sometimes null or missing, either specify a default value like myOptionalVar!myDefault, or use <#if myOptionalVar??>when-present<#else>when-missing</#if>. (These only cover the last step of the expression; to cover the whole expression, use parenthesis: (myOptionalVar.foo)!myDefault, (myOptionalVar.foo)??
----

----
FTL stack trace ("~" means nesting-related):
	- Failed at: #assign currentEntry = entries?filter...  [in template "48914885574227#20121#275046" at line 146, column 9]
----

1<div class="sbil_header_language_dropdown">

2    <#if entries?has_content>

3        <#assign languageId = localeUtil.toLanguageId(locale) />

5        <@liferay_aui["select"]

6            changesContext=true

7            label=""

8            name='${randomNamespace + name}'

9            onChange='${randomNamespace + "changeLanguage();"}'

10            title="language"

11            data={

12                "toggle": "tooltip",

13                "placement": "left"

14            }

15            useNamespace=false

16        >

17            <#list entries as entry>

18                <#assign originalUrl = entry.getURL()!"" />

20                <@liferay_aui["option"]

21                    cssClass="taglib-language-option taglib-language-option-${entry.getW3cLanguageId()}"

22                    disabled=entry.isDisabled()

23                    label=stringUtil.toUpperCase(entry.getLongDisplayName())

24                    lang=entry.getW3cLanguageId()

25                    localizeLabel=false

26                    selected=entry.isSelected()

27                    value=originalUrl

28                />

29            </#list>

30        </@>

32        <@liferay_aui["script"]>

33            function ${randomNamespace}changeLanguage() {

34                window.location.href=event.target.value;

35            }

36        </@>

37    </#if>

38</div>

40<style>

41    .sbil_header_language_dropdown select,

42    .sbil_header_language_dropdown select::picker(select),

43    .sbil_header_language_dropdown .form-control:not([type=range]) {

44        appearance: base-select;

45    }

47    .sbil_header_language_dropdown .form-group {

48        margin-bottom: 0;

49    }

51    .sbil_header_language_dropdown .form-control {

52        display: flex;

53        height: 2rem;

54        padding: 0 0.75rem; /* 8px 12px */

55        justify-content: center;

56        align-items: center;

57        gap: 0.25rem; /* 4px */

58        border-radius: 1.25rem; /* 20px */

59        background: rgba(30, 30, 30, 0.05);

60        border: none;

62        color: #2a2076;

63        font-size: 0.875rem; /* 14px */

64        font-style: normal;

65        font-weight: 500;

66        line-height: 1.1875rem; /* 19px */

67        letter-spacing: 0.002625rem; /* 0.042px */

68    }

70    .sbil_header_language_dropdown .form-control::picker(select) {

71        top: calc(anchor(bottom) + 0.3125rem); /* 5px */

72        position-area: bottom;

73        justify-self: anchor-center;

74        border: none;

75        border-radius: 1.25rem; /* 20px */

76        background: #f4f4f4;

77        padding: 0.15625rem 0; /* 2.5px */

78        width: 6.25rem;

79    }

81    .sbil_header_language_dropdown .form-control::picker-icon {

82        content: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='11' height='7' viewBox='0 0 11 7' fill='none'><path d='M10.8537 1.35372L5.85372 6.35372C5.80729 6.40021 5.75214 6.43709 5.69144 6.46225C5.63074 6.48742 5.56568 6.50037 5.49997 6.50037C5.43427 6.50037 5.3692 6.48742 5.3085 6.46225C5.2478 6.43709 5.19266 6.40021 5.14622 6.35372L0.146223 1.35372C0.0524025 1.2599 -0.000305176 1.13265 -0.000305176 0.999973C-0.000305176 0.867291 0.0524025 0.740043 0.146223 0.646223C0.240043 0.552402 0.367291 0.499695 0.499973 0.499695C0.632655 0.499695 0.759902 0.552402 0.853723 0.646223L5.49997 5.2931L10.1462 0.646223C10.1927 0.599767 10.2478 0.562917 10.3085 0.537776C10.3692 0.512635 10.4343 0.499695 10.5 0.499695C10.5657 0.499695 10.6307 0.512635 10.6914 0.537776C10.7521 0.562917 10.8073 0.599767 10.8537 0.646223C10.9002 0.692678 10.937 0.747828 10.9622 0.808525C10.9873 0.869221 11.0003 0.934275 11.0003 0.999973C11.0003 1.06567 10.9873 1.13072 10.9622 1.19142C10.937 1.25212 10.9002 1.30727 10.8537 1.35372Z' fill='%232A2076'/></svg>");

83        transition: 0.4s transform;

84    }

86    .sbil_header_language_dropdown .form-control:open::picker-icon {

87        transform-origin: center;

88        transform: scaleY(-1);

89    }

91    .sbil_header_language_dropdown .form-control option {

92        display: flex;

93        justify-content: flex-start;

95        font-size: 0.875rem; /* 14px */

96        border: 0.3125rem solid #f4f4f4; /* 5px */

97        border-top-width: 0.15625rem; /* 2.5px */

98        border-bottom-width: 0.15625rem; /* 2.5px */

99        border-radius: 1.25rem; /* 20px */

100        height: 1.875rem; /* 30px */

101        transition: 0.4s;

102    }

104    .sbil_header_language_dropdown .form-control option:hover {

105        cursor: pointer;

106    }

108    .sbil_header_language_dropdown .form-control option:hover,

109    .sbil_header_language_dropdown .form-control option:focus {

110        background: #dddbe8;

111    }

113    .sbil_header_language_dropdown .form-control option .icon {

114        font-size: 1.6rem;

115        text-box: trim-both cap alphabetic;

116    }

118    .sbil_header_language_dropdown .form-control option:checked {

119        font-weight: bold;

120        background:rgb(196, 191, 227);

121    }

123    .sbil_header_language_dropdown .form-control option::checkmark {

124        display: none;

125    }

127    @media screen and (min-width: 800px) and (max-width: 1048px) {

128        :root {

129            font-size: 75%;

130        }

132        .sbil_header_language_dropdown .form-control::picker-icon {

133            content: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='8.25' height='5.25' viewBox='0 0 11 7' fill='none'><path d='M10.8537 1.35372L5.85372 6.35372C5.80729 6.40021 5.75214 6.43709 5.69144 6.46225C5.63074 6.48742 5.56568 6.50037 5.49997 6.50037C5.43427 6.50037 5.3692 6.48742 5.3085 6.46225C5.2478 6.43709 5.19266 6.40021 5.14622 6.35372L0.146223 1.35372C0.0524025 1.2599 -0.000305176 1.13265 -0.000305176 0.999973C-0.000305176 0.867291 0.0524025 0.740043 0.146223 0.646223C0.240043 0.552402 0.367291 0.499695 0.499973 0.499695C0.632655 0.499695 0.759902 0.552402 0.853723 0.646223L5.49997 5.2931L10.1462 0.646223C10.1927 0.599767 10.2478 0.562917 10.3085 0.537776C10.3692 0.512635 10.4343 0.499695 10.5 0.499695C10.5657 0.499695 10.6307 0.512635 10.6914 0.537776C10.7521 0.562917 10.8073 0.599767 10.8537 0.646223C10.9002 0.692678 10.937 0.747828 10.9622 0.808525C10.9873 0.869221 11.0003 0.934275 11.0003 0.999973C11.0003 1.06567 10.9873 1.13072 10.9622 1.19142C10.937 1.25212 10.9002 1.30727 10.8537 1.35372Z' fill='%232A2076'/></svg>");

134        }

135    }

136</style>

138<script type="module">

139    (function () {

140        var mobileLanguageSelector = document.querySelector(".mobile_language_selector");

141        if (!mobileLanguageSelector) return;

142        var parentNavbar = mobileLanguageSelector.closest(".sbil-mobile-header-navbar");

143        if (!parentNavbar) return;

145        // ----- Build UI (no template literals; uses FreeMarker injections) -----

146        <#assign currentEntry = entries?filter(e -> e.isSelected())?first />

148        // create button

149        var collapseBtn = document.createElement("button");

150        collapseBtn.className = "mobile-language-selector-button";

151        collapseBtn.type = "button";

152        collapseBtn.setAttribute("data-toggle", "collapse");

153        collapseBtn.setAttribute("data-target", "#" + "${randomNamespace}" + "mobileLanguageCollapse");

154        collapseBtn.setAttribute("aria-expanded", "false");

155        collapseBtn.setAttribute("aria-controls", "${randomNamespace}" + "mobileLanguageCollapse");

157        var btnHtml = '<span>' + '${stringUtil.toUpperCase(currentEntry.getLongDisplayName())}' + '</span>';

158        btnHtml += '<svg fill="none" focusable="false" role="presentation">';

159        btnHtml += '<use xlink:href="' + '${themeDisplay.getPathThemeSpritemap()}' + '#sbil-mobile-header-drop-down-arrow' + '" />';

160        btnHtml += '</svg>';

161        collapseBtn.innerHTML = btnHtml;

163        // create collapse container

164        var collapseDiv = document.createElement("div");

165        collapseDiv.className = "collapse mobile-language-selector-collapse";

166        collapseDiv.id = "${randomNamespace}" + "mobileLanguageCollapse";

167        collapseDiv.setAttribute("aria-hidden", "true");

168        collapseDiv.setAttribute("role", "region");

170        // create list

171        var list = document.createElement("ul");

172        list.className = "mobile-language-list";

174        <#list entries as entry>

175            {

176                var li = document.createElement("li");

177                li.className = "mobile-language-list-item";

179                // --- Clean up home URLs like /home or /fr/home ---

180                var rawUrl = "${entry.getURL()!}";

182                var a = document.createElement("a");

183                a.href = rawUrl;

184                a.className = "taglib-language-option taglib-language-option-" + "${entry.getW3cLanguageId()}";

185                a.textContent = "${stringUtil.toUpperCase(entry.getLongDisplayName())}";

186                a.setAttribute("role", "link");

187                a.setAttribute("hreflang", "${entry.getW3cLanguageId()}");

188                <#if entry.isSelected()>

189                    a.setAttribute("aria-current", "true");

190                    a.classList.add("mobile-language-current");

191                </#if>

193                li.appendChild(a);

194                list.appendChild(li);

195            }

196        </#list>

199        collapseDiv.appendChild(list);

201        // insert into DOM

202        mobileLanguageSelector.innerHTML = "";

203        mobileLanguageSelector.appendChild(collapseBtn);

204        mobileLanguageSelector.appendChild(collapseDiv);

206        var $ = window.jQuery;

208        if ($ && collapseDiv && typeof $.fn.collapse === 'function') {

209            var $collapse = $("#" + collapseDiv.id);

211            $collapse.on('show.bs.collapse', function () {

212                parentNavbar.classList.add('mobile-selector-open');

213                 collapseBtn.classList.add('open');

214                collapseDiv.setAttribute('aria-hidden', 'false');

215                var firstLink = collapseDiv.querySelector('a');

216                if (firstLink) firstLink.focus();

217            });

219            $collapse.on('hide.bs.collapse', function () {

220                parentNavbar.classList.remove('mobile-selector-open');

221                collapseDiv.setAttribute('aria-hidden', 'true');

222                collapseBtn.classList.remove('open');

223                collapseBtn.focus();

224            });

226            // optional: close on Escape and click-outside (namespaced)

227            $(document).on('keydown.mobileLangSelector', function (ev) {

228                if (ev.key === 'Escape' || ev.key === 'Esc') {

229                    if ($collapse.hasClass('show')) {

230                        $collapse.collapse('hide');

231                    }

232                }

233            });

235            $(document).on('click.mobileLangSelector', function (ev) {

236                if ($collapse.hasClass('show') && !mobileLanguageSelector.contains(ev.target)) {

237                    $collapse.collapse('hide');

238                }

239            });

241            // when a language link is clicked, let navigation happen but also hide the collapse (SPA-friendly)

242            $collapse.on('click', 'a', function () {

243                setTimeout(function () { $collapse.collapse('hide'); }, 50);

244            });

246        } else {

247            // Fallback: no jQuery/Bootstrap collapse - toggle the parent class on button click.

248            // This keeps behavior predictable even without Bootstrap JS.

249            collapseBtn.addEventListener('click', function (ev) {

250                // allow default Bootstrap handler if present; fallback toggles the class

251                if (parentNavbar.classList.contains('mobile-selector-open')) {

252                    parentNavbar.classList.remove('mobile-selector-open');

253                    collapseBtn.classList.remove('open'); // unflip

254                    collapseDiv.classList.remove('show');

255                    collapseDiv.setAttribute('aria-hidden', 'true');

256                    collapseBtn.setAttribute('aria-expanded', 'false');

257                    collapseBtn.focus();

258                } else {

259                    parentNavbar.classList.add('mobile-selector-open');

260                    collapseBtn.classList.add('open'); // flip

261                    collapseDiv.classList.add('show');

262                    collapseDiv.setAttribute('aria-hidden', 'false');

263                    collapseBtn.setAttribute('aria-expanded', 'true');

264                    // focus first link

265                    var firstLink = collapseDiv.querySelector('a');

266                    if (firstLink) firstLink.focus();

267                }

268            });

270            // hide when clicking a link

271            collapseDiv.addEventListener('click', function (ev) {

272                if (ev.target && ev.target.tagName === 'A') {

273                    parentNavbar.classList.remove('mobile-selector-open');

274                    collapseDiv.classList.remove('show');

275                    collapseDiv.setAttribute('aria-hidden', 'true');

276                }

277            });

278        }

280    })();

281    (function () {

282        // Accessibility: Add aria-labels to language options and select element

283        var languageSelect = document.querySelector('.sbil_header_language_dropdown select[name="${randomNamespace + name}"]');

284        if (languageSelect) {

285            languageSelect.setAttribute('aria-label', 'Select Language');

287            var options = languageSelect.querySelectorAll('option');

288            options.forEach(function (option) {

289                option.setAttribute('aria-label', option.textContent.trim());

290            });

291        }

292    })();

293</script>

ಪ್ರೀಮಿಯಂ ಪಾವತಿಸಿ

Terms & Conditions

Effective starting: May 11, 2025

Your privacy is important to us and we want you to feel secure visiting our site (“SBI Life Website”). This privacy notice explains how and what type of personal data will be collected, processed and used during and following your visits to the SBI Life Website, why it is collected, with whom it may be shared and your rights in this regard. Please read this notice carefully.

We are committed to protecting your privacy and have taken reasonable steps to protect the confidentiality of the Personal Information you have provided us and its transmission through the Internet.

In the process of you using our Website or availing the existing or future services or facilities provided by the Website, you may be required to furnish information, including Personal information and/or Sensitive Personal Information. You are urged to keep the information current to ensure that the services and facilities remain relevant and reach you.

This privacy notice applies to any information obtained by SBI Life through your use of our website. It does not apply to any websites controlled by third parties not affiliated with SBI Life that the website may link to ("Third Party Sites"). Please review the privacy statements of third-Party Sites as SBI Life is not responsible for and has no influence on the content or the privacy practices of third-Party Sites.

This statement and the policy outlined herein are not intended to and do not create any contractual or financial or any other legal rights in favour of any User or viewer or any other party.
Please note, not providing the requested data may hinder our ability to deliver services effectively and limit the functionality available to you.

1. Definitions

"SBI Life" or "Us" or "We"- refers to SBI Life Insurance Company Limited
"Policy" or "Insurance Policy"- refers to life insurance contract issued/ that may be issued by SBI Life.
"Privacy Policy"- refers to this policy.
"You" or "Your" or "User(s)"- refers to the person accessing the Website in any capacity.
"Services"- all services made available by SBI Life through its Website.
"Personal Data"- refers to the data about or relating to a natural person who is directly or indirectly identifiable, having regard to any characteristic, trait, attribute or any other feature of the identity of such natural person, or any combination of such features, or any combination of such features with any other information.
"Sensitive Personal Data"- refers to the data revealing, related to, or constituting as may be applicable (but not limited to) passwords, financial data, health data, official identifier, sex life / orientation, biometric data, genetic data, caste / tribe, religious / political belief or affiliation

2. Information We Collect

SBI Life collects information in one or more ways as mentioned below:

Information you provide: In order to access certain services offered on the website, you must register and create an account. Typically, we request registration information such as your name, email address, policy number (if applicable), and other details that our voluntarily provide to enable us to personally identify. To create and maintain your online account, you will need this information. You can promptly amend or remove information that has changed if it was provided during this registration, unless it is required for legal or legitimate business objectives. On the other hand, maintaining an audit trail may need that e preserve a copy or log of this data.
Information We get from your use of our Services on the Website: Visiting and using Services offered under the Website by SBI Life may result in the Website receiving performance and usage information such as the date and time of our visit, the kind of browser or computer you use, default language setting, our unique Internet Protocol address, the number of links you click within the Website, the pages viewed on the Website, and the web page from which you arrived to our Website. This information however will not be used to personally identify you.
- Depending on your relationship with us (for example, as a policyholder; insured person benefiting under another policyholder's policy, or claimant; witness; broker or appointed representative; or other person providing services to our business or related to our business), Personal Information collected about you and your dependents may include:
  - Information we get through sending one or more cookies or anonymous identifiers to your device: Cookies are small electronic text files that contain information that a website uses to store User preferences and settings. You have the option to reset your browser to manage cookies; however, some of the services offered by the website may not function properly if cookies are refused/reset/deleted.
  - General identification, personal and contact information:Your name; address; e-mail and telephone details; gender; occupation; avocation; marital status; family status; date of birth; passwords on our systems; educational background; physical attribute s; activity records, such as driving records; photos; employment history, skills and experience; professional licenses and affiliations; relationship to the policyholder, insured or claimant; and date and cause of death, injury or disability. Information you provide: In order to access certain Services offered on the website, you must register and create an account. Typically, we request registration information such as your name, email address, policy number (if applicable), and other details that ou voluntarily supply to enable us to personally identify you. To create and maintain your online account, you will need this information. You can promptly amend or remove information that has changed if it was provided during this registration, unless it is required for legal or legitimate business objectives. On the other hand, maintaining an audit trail may need that we preserve a copy or log of this data.
  - Identification numbers issued by government bodies or agencies:Government issued IDs; passport details; Permanent account number; or drivers or other identification number, as amended from time to time.
  - Financial information and account details: Payment card number; bank account or other financial account number and account details; credit history and credit score; assets; income; and other financial information.
  - Medical condition and health status: Current or former physical or mental or medical condition; health status; injury or disability information; medical procedures performed; personal habits (for example, smoking or consumption of alcohol); prescription information; and medical history.
  - Behaviour, Health and Lifestyle information: Through SBI Life products and its affiliations, we receive and store certain personally non-identifiable information. Such information is collected passively using various technologies. SBI Life may store such non-identifiable information itself or such information may be included in databases owned and maintained by SBI Life affiliates, agents or service providers. This Platform may use such information and pool it with other information to provide you customized offerings and services.
  - Other sensitive information: In certain cases, we may receive sensitive information about you for example, if you apply for insurance through a third-party marketing partner that is a professional, trade, political, religious or community organization. In addition, we may obtain information about your criminal record or civil litigation history in the process of preventing, detecting and investigating fraud. We may also obtain sensitive information if you voluntarily provide it to us (for example, if you express preferences regarding medical treatment based on your religious beliefs).
  - Telephone recordings: Recording of telephone calls to our representatives and call centres.
  - Photographs and video recordings: Photographs or video recordings created in connection with our insurance or other business activities, including for claims assessment, processing, settlement, and disputes, or for other relevant purposes as permitted by law.
  - Information to investigate or prevent crime, including fraud and money laundering: For example, insurers commonly share information about their previous dealings with policyholders and claimants for this purpose.
  - Marketing preferences, customer feedback and survey responses: You may let us know your marketing preferences, enter a contest or prize draw or other sales promotion, or respond to a voluntary survey.
  - Social media account and information from Apps: We may receive certain Personal Information about you when you use our Apps or Social Media Pages, including your social media account ID and profile picture. If you elect to connect any of your other social media accounts to your account(s) on the SBI Life Services, Personal Information from your other social media account(s) will be shared with us, which may include Personal Information that is part of you profile relating to those accounts or your friends' profiles.
  - Information from Other Sources: We and our service providers may supplement the Personal Information we collect with information from other sources, such as publicly available information from social media services, commercially available sources and information from our affiliates, group companies or business partners.

3. Use of information

Any information that we collect from you may be used for a variety of purposes including but not limited to the following:

To provide Services to all Users visiting the website
To personalize our experience, by using the personal information provided by you to customize your visit to the website by displaying appropriate content at our judgement and discretion
To improve our website,
To improve our products and customer service,
To process transactions, where requested, under our User Id and Password,
To send periodic emails, SMS, WhatsApp, push notifications
To administer a contest, promotion, survey or other site or business feature,
To close a sale as well as for post sales information gathering,
To communicate with ou for any other post sales requirement, and
To conduct statistical analysis
Send you information about us and / or our products and services, that is to contact you when required
To meet any legal or regulatory requirements
SBI Life's Affiliates may from time to time send by e-mail or otherwise, information relating to their products and services.

We may also use your Personal Information for the purposes of providing you with any of your subscribed services and any service-related activities such as collecting subscription fees from you for those services, and notifying or contacting you regarding any problem with, or the expiration of, such services.
For the purposes stated herein, it may be necessary to disclose your Personal Information to one or more Advisors / Affiliates / reinsurers and contractors of SBI Life and their sub-contractors.

We will process your personal data to meet our legitimate business interests (including maintaining contact with, providing updates and information about SBI Life, organizing and hosting events, and conducting market research and analysis) or where it is needed to comply with a legal obligation. In addition, we may also process your personal data to enter into a contract with you, or to perform our obligations under an existing contract with you.

4. Sharing of Information

The Website does not collect any personally identifiable information (except in relation to online purchase) unless voluntarily provided by you, and SBI Life confirms that it shall not rent or sell any of your personally identifiable information. However, you would be required to provide sensitive personal information, including personally identifiable information in the course of your purchasing or initiating a transaction for purchase of a life insurance policy/ our products, or for initiating any other service request/ transaction under any product purchased by you.

SBI Life undertakes not to disclose, or share to third parties except as otherwise provided, the Personal Information and Sensitive Personal Information provided by you to SBI Life, unless such action is necessary in the following cases:

To meet requirements of any applicable law, regulation, legal process, enforceable governmental request, or customary practice directly or through our affiliates / banks / financial institutions / credit bureaus / agencies
To meet requirements of participation of any telecommunication or electronic clearing network
To medical personnel, investigators / fraud investigators
Act to protect the interests of SBI Life, its Affiliates, or its members, constituents or of other persons
For statistical analysis and verification or risk management practices
To enforce applicable terms and conditions, including investigation of potential violations
To detect, prevent, or otherwise address fraud, security or technical issues
To protect against harm to the rights, property or safety of SBI Life, its customer or the public as required or permitted by law
To outsource non-core activities in accordance with IRDAI regulations; and/or
To reinsurers who may have offices located outside India.

SBI Life may also make Personal Information available to:

Our group companies

Other SBI group companies may have access to and use of Personal Information in connection with the conduct of our business where appropriate.

Other insurance and distribution parties

In the course of marketing and providing insurance and processing claims, SBI Life may make Personal Information available to third parties such as other insurers; reinsurers; insurance and reinsurance brokers and other intermediaries and agents; appointed representatives; authorised distributors; affinity marketing partners; and financial institutions, securities firms and other business partners.

Our service providers

External third-party service providers, such as medical professionals, accountants, actuaries, auditors, experts, lawyers and other outside professional advisors; travel and medical and diagnostic service providers; call centre service providers; IT systems, support and hosting service providers; printing, advertising, marketing and market research and analysis service providers; banks and financial institutions that service our accounts; third-party claim administrators; document and records management providers; claim investigators and adjusters; examiners; jury consultants; translators; and similar third-party vendors and outsourced service providers that assist us in carrying out business activities, fraud investigation based on data analysis and similar activities.

Providers of Internet-connected devices and associated software

SBI Life may make the Personal Information you provide to us via our Apps available to providers of Internet-connected devices and/or associated operating systems and/or software as set forth in the terms of use and/or privacy policies you agree to with those providers

Governmental authorities and third parties involved in court action

SBI Life may also share Personal Information with governmental or other public authorities; and third-party civil legal process participants and their accountants, auditors, lawyers and other advisors and representatives as we believe to be necessary or appropriate: (a) to comply with applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our group companies; (f) to protect our rights, privacy, safety or property, and/or that of our group companies, you or others; and (g) to allow us to pursue available remedies or limit our damages.

Other Third Parties

SBI Life retains the right to share non-personally identifiable information with third parties for business purposes, to assess Website traffic, patterns and other such purposes. SBI Life also retains the right to share non-personally identifiable information to comply with applicable legal and regulatory processes, or to protect and defend the rights and interests of SBI Life and its affiliates and/or other Users or to enforce the terms and conditions which are binding on all Users of the Website. Your usage of the website would also deemed to be your acceptance of the aforesaid terms.

5. Where will the collected data be processed?

Your personal data may be processed both inside and outside of the India's geographic area by the parties specified above, subject always to contractual restrictions regarding confidentiality and security in line with applicable data protection laws and regulations. We will not disclose your personal data to parties who are not authorized to process them. Whenever we transfer your personal data for processing outside of the India, we will do so on the basis of the binding agreements governed by SBI Life wherein we will take steps to ensure that the transfer of your personal data receives an adequate level of protection as it does within the organization.

6. Where are your rights in respect of your personal data?

Where permitted by applicable law or regulation, you have the right to:

Access your personal data held about you and to learn the origin of the data, the purposes and means of the processing, the details of the data controller(s), the data processor(s) and the parties to whom the data may be disclosed;
Withdraw your consent at any time where your personal data is processed with your consent;
Update and correct your personal data so that it is accurate;
Delete your personal data from our records if it is no longer needed for the purposes indicated above;
Restrict the processing of your personal data in certain circumstances, e.g. where you have contested the accuracy of your personal data, for the period enabling us to verify its accuracy;
Obtain your personal data in an electronic format;
File a complaint with us and/or the relevant data protection authority; and
Object to us processing your personal data, or tell us to stop processing it (including for purposes of direct marketing). Right to nominate a person to fulfil your rights in the event of death or incapacity of the Data Principal; and
Right to have your data privacy grievance addressed.

7. Personal Information of beneficiaries/dependents/other individuals

If you provide Personal Information of beneficiaries/dependents/other individuals to SBI Life, you agree:

to inform the individual about the content of this Privacy Policy, and any other applicable SBI Life Privacy Notice provided to you; and
to obtain any legally-required consent of Personal Information about the individual in accordance with this Privacy Policy and other Privacy Notice.
to obtain/provide necessary consents from the legal guardian of children whose data you may provide to us for availing our services

8. How long do we keep the information?

We won't keep your personal information for longer than is necessary for the purpose for which it was collected and only for as long as required or permitted by law and regulations.

We take appropriate steps to ensure that we process and retain information about you based on the following logic:

At least the duration for which the information is used to provide you with a service
As required under law, a contract, or with regard to our statutory obligations
As per the Company policies approved by Board
Only for as long as is necessary for the purpose for which it was collected, is processed, or longer if required under any contract, by applicable regulation, or for statistical purposes, subject to appropriate safeguards.

9. Communication

SBI Life retains the right to communicate with you (via e-mail, SMS, push notifications, postal service / courier or mobile messaging services or any other digital properties) when you have agreed to receive such communication or where operational or regulatory requirements require Us to do so. SBI Life further retains its right to communicate through third party vendors. You shall have the option to unsubscribe to receive such email communication.

10. Policy Changes

The Website may amend or modify, this Privacy Policy including replacing this Privacy Policy with a new policy, at any time at the sole discretion of SBI Life. Notice of material changes to this Privacy Policy will be posted on the Website. Revised Privacy Policy/amendments thereto shall be effective from the date indicated therein. Users are requested to periodically check the terms and conditions under this Privacy Policy from time to time. SBI Life shall not in any circumstance be held liable for such lapses on the part of the Users.

11. Warranty Disclaimer

Information, content and materials provided on this Website are on an “As Is” basis and SBI Life does not make any express or implied representation or warranty regarding the accuracy or completeness of the same.

12. Contact Information

In case you require any further clarifications on the content of this policy, or need to raise a query with respect to your data privacy rights or terms of use, please contact
Data Protection Officer- SBI Life Insurance Co Ltd
Email: dpo@sbilife.co.in / Tel: +91- 22- 61910538
Grievance Office information / Generic email ID: info@sbilife.co.in
REGISTERED & CORPORATE OFFICE:
Data Protection Officer SBI Life Insurance Co. Ltd, Natraj, 2nd Floor, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069.