The primary income for an insurance company is premium, which is collected periodically and over a long period of time
The profitability of life insurance companies is measured via the value of new business.
*As per new methodology
The value of a life insurance company is
measured using Embedded Value, which
computes future profits from existing
policies.
*As per new methodology
The solvency ratio measures how financially sound an insurer is and its ability to pay claims. In India, insurers are required to maintain a minimum ratio of 1.50.