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Home > Corporate Solutions > Retirement Solutions > SBI Life - Swarna Ganga

SBI Life - Swarna Ganga
(UIN : 111N006V02)

Key Features
SBI Life - Swarna Ganga is a non-linked group saving cum insurance product.

The product is designed as a saving vehicle and to offer insurance cover to groups of persons who share common identity or affinity such as groups of professionals, farmers and employed/ self-employed individuals, agricultural and industrial workers, teachers, members of Self Help Groups and beneficiaries of priority sector advances.
Key Features:

Contributions enjoy the advantage of our investment expertise, through which we strive for growth coupled with safety
Life cover option is available under "SBI Life - Sampoorn Suraksha” (UIN 111N040V02) or SBI Life - Suraksha Plus (UIN: 111N051V01)
Option to avail of Group Accidental Death and Total Permanent Disability Rider (UIN: 111B002V01) for added protection
Multiple premium payment mode options available
Flexibility to change Sum Assured and Contribution

Maturity Benefit: Accumulated fund value
Death Benefit: Accumulated fund value plus Life cover

The above information is a brief summary of SBI Life - Swarna Ganga, a Traditional Non Participating Group Saving Cum Insurance Plan, which shall be subject to further terms and conditions and exclusions as applicable.

For further details, please ask for an appointment with our Relationship Officers on the below mentioned number or addresses.
SBI Life on 1800 22 9090 (toll free) or Email

Insurance is subject matter of solicitation.
Section 41 of Insurance Act 1938 states:
(1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer:

Provided that acceptance by an insurance agent of commission in connection with a policy of life insurance taken out by himself on his own life shall not be deemed to be acceptance of a rebate of premium within the meaning of this sub-section if at the time of such acceptance the insurance agent satisfies the prescribed conditions establishing that he is a bona fide insurance agent employed by the insurer.

(2) Any person making default in complying with the provisions of this section shall be punishable with fine which may extend to five hundred rupees.
Section 45 of Insurance Act, 1938: “No policy of life insurance effected before the commencement of this Act shall after the expiry of two years from the date of commencement of this Act and no policy of life insurance effected after the coming into force of this Act shall, after the expiry of two years from the date on which it was effected be called in question by an insurer on the ground that statement made in the proposal or in any report of a medical officer, or referee, or friend of the insured, or in any other document leading to the issue of the policy, was inaccurate or false, unless the insurer shows that such statement was on a material matter or suppressed facts which it was material to disclose and that it was fraudulently made by the policy-holder and that the policy-holder knew at the time of making it that the statement was false or that it suppressed facts which it was material to disclose:

Provided that nothing in this section shall prevent the insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the life insured was incorrectly stated in the proposal”.
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Insurance is the subject matter of solicitation .IRDA Registration no. 111 issued on 29th March 2001.
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Registered & Corporate Office: SBI Life Insurance Co. Ltd, Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069.
CIN: U99999MH2000PLC129113
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